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<channel>
	<title>SP Blogger &#187; Ramblings</title>
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		<item>
		<title>spBlogger.com on WordPress 3.0.1</title>
		<link>http://spblogger.com/2010/08/16/spblogger-com-on-wordpress-3-0-1/</link>
		<comments>http://spblogger.com/2010/08/16/spblogger-com-on-wordpress-3-0-1/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 06:30:36 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[3.0.1]]></category>
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		<category><![CDATA[WordPress]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1771</guid>
		<description><![CDATA[Yeah&#8230; I updated all blogs WordPress to version 3.0.1. As usual, I don&#8217;t upgrade to 3.0.0 initial version. But will wait for bug fix version. Besides upgraded WordPress 3.0.1, I also updated several plugins to their latest version. All working fine&#8230; WordPress 3.0.1 Have you updated your blog to WordPress 3.0.1?]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; I updated all blogs WordPress to version 3.0.1. As usual, I don&#8217;t upgrade to 3.0.0 initial version. But will wait for bug fix version. Besides upgraded WordPress 3.0.1, I also updated several plugins to their latest version. All working fine&#8230; <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p style="text-align: center;"><img class="size-full wp-image-1772 aligncenter" title="WordPress-Logo" src="http://spblogger.com/wp-content/uploads/2010/08/WordPress-Logo.png" alt="" width="240" height="240" /><br />
WordPress 3.0.1</p>
<p>Have you updated your blog to WordPress 3.0.1?</p>
]]></content:encoded>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Malaysia latest car registration number</title>
		<link>http://spblogger.com/2010/08/13/malaysia-latest-car-registration-number/</link>
		<comments>http://spblogger.com/2010/08/13/malaysia-latest-car-registration-number/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 04:35:07 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[JPJ]]></category>
		<category><![CDATA[latest]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[number]]></category>
		<category><![CDATA[plate]]></category>
		<category><![CDATA[popular]]></category>
		<category><![CDATA[registration]]></category>
		<category><![CDATA[top]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1763</guid>
		<description><![CDATA[What is the current running car plate number now? Here are the latest car registration number for all the states ~ Perak, Selangor, Pahang, Kelantan, Johor, Kedah, Langkawi, Labuan, Melaka, Negeri Sembilan, Pulau Pinang, Kuching, Sri Aman, K Samarahan, Limbang, Miri, Kapit, Sarikei, Sibu, Bintulu, Perlis, Kota Kinabalu, Beaufort, Lahad Datu, Kudat, Sandakan, Tawau, Keningau, [...]]]></description>
			<content:encoded><![CDATA[<p>What is the current running car plate number now? Here are the latest car registration number for all the states ~ Perak, Selangor, Pahang, Kelantan, Johor, Kedah, Langkawi, Labuan, Melaka, Negeri Sembilan, Pulau Pinang, Kuching, Sri Aman, K Samarahan, Limbang, Miri, Kapit, Sarikei, Sibu, Bintulu, Perlis, Kota Kinabalu, Beaufort, Lahad Datu, Kudat, Sandakan, Tawau, Keningau, Terengganu and Kuala Lumpur in Malaysia.</p>
<p><center><strong>Malaysia latest car registration number </strong></center><br />
<iframe id="blockrandom" name="iframe" src="http://www.jpj.gov.my/malay/plateno.htm" class="wrapper" align="top" scrolling="no" frameborder="0" height="500px" width="100%"><br />
	This option will not work correctly. Unfortunately, your browser does not support inline frames.</iframe></p>
<p>You cannot get <a href="http://spblogger.com/2010/08/13/malaysia-top-popular-car-plate-number/">popular car plate number</a> in these running numbers because most of them had been bidden. Plan well ahead or you can&#8217;t get the number that you want.</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Malaysia top popular car plate number</title>
		<link>http://spblogger.com/2010/08/13/malaysia-top-popular-car-plate-number/</link>
		<comments>http://spblogger.com/2010/08/13/malaysia-top-popular-car-plate-number/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 04:15:41 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[Honda City]]></category>
		<category><![CDATA[JPJ]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[number]]></category>
		<category><![CDATA[plate]]></category>
		<category><![CDATA[popular]]></category>
		<category><![CDATA[top]]></category>
		<category><![CDATA[vehicle]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1753</guid>
		<description><![CDATA[I am still waiting for my new car ~ Honda City to arrive. It took 4 months ++ to arrive after ordered. And still in custom duty processing now. I don&#8217;t plan to get any special car plate number on my first car at first. Any running number will do. But decided to buy / [...]]]></description>
			<content:encoded><![CDATA[<p>I am still waiting for my new car ~ Honda City to arrive. It took 4 months ++ to arrive after ordered. And still in custom duty processing now. I don&#8217;t plan to get any special car plate number on my first car at first. Any running number will do. But decided to buy / bid for the nice car plate number after persuaded by my mom when the car nearly arrives. Wow&#8230; Getting a good and nice car plate in Malaysia is not easy and cheap. Most of the popular car plate number in Penang, Malaysia had been taken&#8230;</p>
<p><strong>Malaysia top popular car plate number</strong></p>
<p><strong>Top pick numbers</strong></p>
<table border="0" cellspacing="4" width="500">
<tbody>
<tr>
<td width="30">1</td>
<td width="30">2</td>
<td width="30">3</td>
<td width="30">4</td>
<td width="30">5</td>
<td width="30">6</td>
<td width="30">7</td>
<td width="30">8</td>
<td width="30">9</td>
<td width="30">10</td>
</tr>
</tbody>
</table>
<p><strong>Interesting numbers</strong></p>
<table border="0" cellspacing="4" width="500">
<tbody>
<tr>
<td width="12%">11</td>
<td width="12%">12</td>
<td width="12%">13</td>
<td width="12%">14</td>
<td width="13%">15</td>
<td width="13%">16</td>
<td width="13%">17</td>
<td width="13%">18</td>
</tr>
<tr>
<td width="12%">19</td>
<td width="12%">22</td>
<td width="12%">28</td>
<td width="12%">33</td>
<td width="13%">38</td>
<td width="13%">55</td>
<td width="13%">66</td>
<td width="13%">77</td>
</tr>
<tr>
<td width="12%">88</td>
<td width="12%">99</td>
<td width="12%">111</td>
<td width="12%">222</td>
<td width="13%">333</td>
<td width="13%">555</td>
<td width="13%">666</td>
<td width="13%">777</td>
</tr>
<tr>
<td width="12%">888</td>
<td width="12%">999</td>
<td width="12%">1111</td>
<td width="12%">2222</td>
<td width="13%">3333</td>
<td width="13%">5555</td>
<td width="13%">6666</td>
<td width="13%">7777</td>
</tr>
<tr>
<td width="12%"></td>
<td width="12%"></td>
<td width="12%">8888</td>
<td width="12%"></td>
<td width="13%">9999</td>
<td width="13%"></td>
</tr>
</tbody>
</table>
<p><strong>Popular numbers</strong></p>
<table border="0" cellspacing="4" width="500">
<tbody>
<tr>
<td>20</td>
<td>21</td>
<td>23</td>
<td>24</td>
<td>25</td>
<td>26</td>
<td>27</td>
</tr>
<tr>
<td>29</td>
<td>30</td>
<td>31</td>
<td>32</td>
<td>34</td>
<td>35</td>
<td>36</td>
</tr>
<tr>
<td>37</td>
<td>39</td>
<td>40</td>
<td>41</td>
<td>42</td>
<td>43</td>
<td>44</td>
</tr>
<tr>
<td>45</td>
<td>46</td>
<td>47</td>
<td>48</td>
<td>49</td>
<td>50</td>
<td>51</td>
</tr>
<tr>
<td>52</td>
<td>53</td>
<td>54</td>
<td>56</td>
<td>57</td>
<td>58</td>
<td>59</td>
</tr>
<tr>
<td>60</td>
<td>61</td>
<td>62</td>
<td>63</td>
<td>64</td>
<td>65</td>
<td>67</td>
</tr>
<tr>
<td>68</td>
<td>69</td>
<td>70</td>
<td>71</td>
<td>72</td>
<td>73</td>
<td>74</td>
</tr>
<tr>
<td>75</td>
<td>76</td>
<td>78</td>
<td>79</td>
<td>80</td>
<td>81</td>
<td>82</td>
</tr>
<tr>
<td>83</td>
<td>84</td>
<td>85</td>
<td>86</td>
<td>87</td>
<td>89</td>
<td>90</td>
</tr>
<tr>
<td>91</td>
<td>92</td>
<td>93</td>
<td>94</td>
<td>95</td>
<td>96</td>
<td>97</td>
</tr>
<tr>
<td>98</td>
<td>100</td>
<td>200</td>
<td>300</td>
<td>400</td>
<td>500</td>
<td>500</td>
</tr>
<tr>
<td>700</td>
<td>800</td>
<td>900</td>
<td>1000</td>
<td>1001</td>
<td>1122</td>
<td>1221</td>
</tr>
<tr>
<td>1133</td>
<td>1331</td>
<td>1155</td>
<td>1551</td>
<td>1166</td>
<td>1177</td>
<td>1771</td>
</tr>
<tr>
<td>1188</td>
<td>1881</td>
<td>1199</td>
<td>1919</td>
<td>1991</td>
<td>2000</td>
<td>2002</td>
</tr>
<tr>
<td>2020</td>
<td>2211</td>
<td>2112</td>
<td>2233</td>
<td>2332</td>
<td>2255</td>
<td>2525</td>
</tr>
<tr>
<td>2552</td>
<td>2266</td>
<td>2662</td>
<td>2277</td>
<td>2727</td>
<td>2772</td>
<td>2288</td>
</tr>
<tr>
<td>2828</td>
<td>2882</td>
<td>2299</td>
<td>2929</td>
<td>2992</td>
<td>3000</td>
<td>3003</td>
</tr>
<tr>
<td>3030</td>
<td>3300</td>
<td>3131</td>
<td>3113</td>
<td>3322</td>
<td>3232</td>
<td>3223</td>
</tr>
<tr>
<td>3355</td>
<td>3535</td>
<td>3553</td>
<td>3366</td>
<td>3636</td>
<td>3377</td>
<td>3773</td>
</tr>
<tr>
<td>3388</td>
<td>3838</td>
<td>3399</td>
<td>3939</td>
<td>3993</td>
<td>4000</td>
<td>5000</td>
</tr>
<tr>
<td>5005</td>
<td>5515</td>
<td>5115</td>
<td>5522</td>
<td>5533</td>
<td>5353</td>
<td>5335</td>
</tr>
<tr>
<td>5566</td>
<td>5665</td>
<td>5577</td>
<td>5775</td>
<td>5588</td>
<td>5885</td>
<td>5599</td>
</tr>
<tr>
<td>5995</td>
<td>5000</td>
<td>5006</td>
<td>6611</td>
<td>6116</td>
<td>6622</td>
<td>6633</td>
</tr>
<tr>
<td>6336</td>
<td>6655</td>
<td>6556</td>
<td>6677</td>
<td>6776</td>
<td>6688</td>
<td>6868</td>
</tr>
<tr>
<td>6886</td>
<td>6699</td>
<td>6969</td>
<td>6996</td>
<td>7000</td>
<td>7007</td>
<td>7070</td>
</tr>
<tr>
<td>7711</td>
<td>7171</td>
<td>7117</td>
<td>7722</td>
<td>7227</td>
<td>7733</td>
<td>7373</td>
</tr>
<tr>
<td>7755</td>
<td>7557</td>
<td>7766</td>
<td>7667</td>
<td>7788</td>
<td>7878</td>
<td>7887</td>
</tr>
<tr>
<td>7799</td>
<td>7997</td>
<td>8000</td>
<td>8008</td>
<td>8811</td>
<td>8181</td>
<td>8118</td>
</tr>
<tr>
<td>8822</td>
<td>8228</td>
<td>8833</td>
<td>8383</td>
<td>8338</td>
<td>8855</td>
<td>8558</td>
</tr>
<tr>
<td>8866</td>
<td>8668</td>
<td>8877</td>
<td>8778</td>
<td>8899</td>
<td>8989</td>
<td>8998</td>
</tr>
<tr>
<td>900</td>
<td>9009</td>
<td>9911</td>
<td>9119</td>
<td>9922</td>
<td>9229</td>
<td>9933</td>
</tr>
<tr>
<td>9339</td>
<td>9955</td>
<td>9559</td>
<td>9966</td>
<td>9696</td>
<td>9669</td>
<td>9977</td>
</tr>
<tr>
<td>9779</td>
<td>9988</td>
<td>9898</td>
<td>9889</td>
</tr>
</tbody>
</table>
<p>It is hard to get the top pick numbers especially number 1. For your information, PJT 1 was bidden with RM50,000. I can buy a Malaysian made value car with this amount already. Anyway, for those who are interesting to buy / bid popular car plate number. Be sure to tender it early. Don&#8217;t wait last minute like me. Else most of the beautiful numbers are gone&#8230;</p>
<p>via: <a href="http://portal.jpj.gov.my/index.php?option=com_content&#038;view=article&#038;id=15%3Apanduan-memohon-nombor-pendaftaran-kenderaan&#038;catid=6%3Akenderaan&#038;lang=en" target="_blank">JPJ Malaysia</a></p>
]]></content:encoded>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Get fast money with Warez + Google AdSense?</title>
		<link>http://spblogger.com/2010/06/23/get-fast-money-with-warez-google-adsense/</link>
		<comments>http://spblogger.com/2010/06/23/get-fast-money-with-warez-google-adsense/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 13:15:22 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Ads]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[hd2apps]]></category>
		<category><![CDATA[mobilism]]></category>
		<category><![CDATA[PPCWarez]]></category>
		<category><![CDATA[Warez]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1622</guid>
		<description><![CDATA[Who said that warez websites cannot work with Google AdSense? Check out hd2apps.blogspot.com and forum.mobilism.org. Hmm&#8230; Based on Google AdSense Help Forum, we cannot put Google AdSense ads on warez blog / website. How can these 2 sites manage to publish Google AdSense ads? Check out hd2apps traffic stats here ~ more than 13k unique [...]]]></description>
			<content:encoded><![CDATA[<p>Who said that warez websites cannot work with Google AdSense? Check out hd2apps.blogspot.com and forum.mobilism.org. Hmm&#8230; Based on <a href="http://www.google.com/support/forum/p/AdSense/thread?tid=0fcab6f6b6f5a04e&amp;hl=en" target="_blank">Google AdSense Help Forum</a>, we cannot put Google AdSense ads on warez blog / website. How can these 2 sites manage to publish Google AdSense ads?</p>
<p>Check out hd2apps traffic stats <a href="http://extremetracking.com/open?login=hd2apps" target="_blank">here</a> ~ more than 13k unique visitors per day now. This site only 4 months old. With this kind of traffic, you should be able to earn USD1000 per month (or even more). Can you resist not to publish warez?</p>
<p>Hmm&#8230; Is there a loophole in <a href="https://www.google.com/adsense/support/bin/answer.py?answer=48182" target="_blank">Google AdSense Programme Policies</a>?</p>
<p><em><strong>Updated 23 June 2010</strong> ~ both of the sites don&#8217;t publish Google AdSense ads anymore. So <strong>Warez + Google AdSense are not allowed!</strong></em></p>
<p><em><strong>Updated 30 July 2010</strong> ~ forum.mobilism.org is back with Google AdSense ads. So <strong>Warez + Google AdSense are allowed!</strong></em></p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Malaysia Banking Base Lending Rate (BLR) ~ Updated 15-05-2010</title>
		<link>http://spblogger.com/2010/05/15/malaysia-banking-base-lending-rate-blr-updated-15-05-2010/</link>
		<comments>http://spblogger.com/2010/05/15/malaysia-banking-base-lending-rate-blr-updated-15-05-2010/#comments</comments>
		<pubDate>Sat, 15 May 2010 04:27:31 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Affin Bank]]></category>
		<category><![CDATA[Alliance Bank]]></category>
		<category><![CDATA[AmBank]]></category>
		<category><![CDATA[Bangkok Bank]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank of China]]></category>
		<category><![CDATA[Bank of Tokyo-Mitsubishi UFJ]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Base Lending Rate]]></category>
		<category><![CDATA[BLR]]></category>
		<category><![CDATA[CIMB]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[EON Bank]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[HSBC Bank]]></category>
		<category><![CDATA[J.P. Morgan Chase Bank]]></category>
		<category><![CDATA[Malayan Banking]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Maybank]]></category>
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		<category><![CDATA[The Bank of Nova Scotia]]></category>
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		<category><![CDATA[United Overseas Bank]]></category>
		<category><![CDATA[UOB]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1540</guid>
		<description><![CDATA[With the announcement of Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50% at the Monetary Policy Committee (MPC) meeting on Thursday, 13 May 2010. Malaysia Banking Base Lending Rate (BLR) is going for another hike too. No. Banking Institution With Effect From BLR (% p.a.) 1 [...]]]></description>
			<content:encoded><![CDATA[<p>With the announcement of Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50% at the Monetary Policy Committee (MPC) meeting on Thursday, 13 May 2010. Malaysia Banking Base Lending Rate (BLR) is going for another hike too. </p>
<table border="0" cellspacing="1" cellpadding="0" width="100%">
<tbody>
<tr bgcolor="#0174bc">
<td><strong>No.</strong></td>
<td><strong>Banking Institution</strong></td>
<td align="center"><strong>With Effect From</strong></td>
<td align="center"><strong>BLR (% p.a.)</strong></td>
</tr>
<tr bgcolor="#efefef">
<td>1</td>
<td>Affin Bank Berhad</td>
<td align="center">18/05/2010</td>
<td align="center">6.05</td>
</tr>
<tr bgcolor="#efefef">
<td>2</td>
<td>Alliance Bank Malaysia Berhad</td>
<td align="center">12/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>3</td>
<td>AmBank (M) Berhad</td>
<td align="center">10/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>4</td>
<td>Bangkok Bank Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>5</td>
<td>Bank of America Malaysia Berhad</td>
<td align="center">15/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>6</td>
<td>Bank of China (Malaysia) Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>7</td>
<td>Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad</td>
<td align="center">10/03/2010</td>
<td align="center">5.50</td>
</tr>
<tr bgcolor="#efefef">
<td>8</td>
<td>CIMB Bank Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>9</td>
<td>Citibank Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>10</td>
<td>Deutsche Bank (Malaysia) Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>11</td>
<td>EON Bank Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>12</td>
<td>Hong Leong Bank Berhad</td>
<td align="center">18/05/2010</td>
<td align="center">6.05</td>
</tr>
<tr bgcolor="#efefef">
<td>13</td>
<td>HSBC Bank Malaysia Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>14</td>
<td>J.P. Morgan Chase Bank Berhad</td>
<td align="center">15/03/2010</td>
<td align="center">5.65</td>
</tr>
<tr bgcolor="#efefef">
<td>15</td>
<td>Malayan Banking Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>16</td>
<td>OCBC Bank (Malaysia) Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>17</td>
<td>Public Bank Berhad</td>
<td align="center">18/05/2010</td>
<td align="center">6.05</td>
</tr>
<tr bgcolor="#efefef">
<td>18</td>
<td>RHB Bank Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>19</td>
<td>Standard Chartered Bank Malaysia Berhad</td>
<td align="center">18/05/2010</td>
<td align="center">6.05</td>
</tr>
<tr bgcolor="#efefef">
<td>20</td>
<td>The Bank of Nova Scotia Berhad</td>
<td align="center">12/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>21</td>
<td>The Royal Bank of Scotland Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.50</td>
</tr>
<tr bgcolor="#efefef">
<td>22</td>
<td>United Overseas Bank (Malaysia) Berhad</td>
<td align="center">18/05/2010</td>
<td align="center">6.05</td>
</tr>
</tbody>
</table>
<p>Last updated: 15/05/2010</p>
<p>No all the banks in Malaysia updated their BLR rate yet. Will update it again when all banks provide the latest BLR rate.</p>
<p>via: <a href="http://www.bankinginfo.com.my" target="_blank">Banking Info</a></p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/05/15/malaysia-banking-base-lending-rate-blr-updated-15-05-2010/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>LiewCF.com vs. JayceOoi.com</title>
		<link>http://spblogger.com/2010/05/11/liewcf-com-vs-jayceooi-com/</link>
		<comments>http://spblogger.com/2010/05/11/liewcf-com-vs-jayceooi-com/#comments</comments>
		<pubDate>Tue, 11 May 2010 14:52:24 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Ad Planner]]></category>
		<category><![CDATA[DoubleClick]]></category>
		<category><![CDATA[Google Analytics]]></category>
		<category><![CDATA[JayceOoi.com]]></category>
		<category><![CDATA[LiewCF]]></category>
		<category><![CDATA[LiewCF.com]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1530</guid>
		<description><![CDATA[LiewCF is one of my targets in blogging world when I started to blog 3 years ago. He and I are almost the same ~ from IT world. Same age as 30 years old. But he became fulltime blogger 5 years ago while I am still surviving in MNC. And blog earning is way too [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://liewcf.com/" target="_blank">LiewCF</a> is one of my targets in blogging world when I started to blog 3 years ago. He and I are almost the same ~ from IT world. Same age as 30 years old. But he became fulltime blogger 5 years ago while I am still surviving in MNC. And blog earning is way too low compare to him.</p>
<p style="text-align: center;"><img class="size-full wp-image-1531 aligncenter" title="LiewCF-vs-JayceOoi" src="http://spblogger.com/wp-content/uploads/2010/05/LiewCF-vs-JayceOoi.png" alt="" width="581" height="270" /><br />
LiewCF.com vs. JayceOoi.com</p>
<p>Hehe&#8230; At least JayceOoi.com&#8217;s page views is better than LiewCF.com ~ 300K vs. 220K. But unique visitors still shy 40K. This means JayceOoi.com has lower bounce rate than LiewCF.com too. It is hard to retain visitors from search engine. They usually come to the first page and left without browsing for the 2nd page unless your site is interesting to them.</p>
<p>By the way, the data above is coming from DoubleClick Ad Planner. You can check LiewCF.com stats <a href="https://www.google.com/adplanner/site_profile#siteDetails?identifier=liewcf.com" target="_blank">here</a> and JayceOoi.com stats <a href="https://www.google.com/adplanner/site_profile#siteDetails?identifier=jayceooi.com" target="_blank">here</a>. You can check yours too. The data are estimated until you share your blog&#8217;s Google Analytics data.</p>
<p>Lastly, I always wonder how much does LiewCF earn per month. Does anyone of you see the actual earning amount from him? I cannot find it at his blog. (Maybe I did not search hard enough) <img src='http://spblogger.com/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>The Gold Label == SCAM??</title>
		<link>http://spblogger.com/2010/05/07/the-gold-label-scam/</link>
		<comments>http://spblogger.com/2010/05/07/the-gold-label-scam/#comments</comments>
		<pubDate>Fri, 07 May 2010 09:53:26 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Bank Negara Malaysia]]></category>
		<category><![CDATA[BNM]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[The Gold Label]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1522</guid>
		<description><![CDATA[Bank Negara Malaysia has launched a probe into The Gold Label Sdn Bhd under suspicion of conducting illegal deposit taking and money laundering activities. The company had breached subsection 25(1) Banking and Financial Institutions Act 1989 (BAFIA) and sub-section 4(1) of the Anti-Money Laundering and Anti-Terrorism Financing Act 2001 (AMLATFA) respectively, BNM said in a [...]]]></description>
			<content:encoded><![CDATA[<p>Bank Negara Malaysia has launched a probe into The Gold Label Sdn Bhd under suspicion of conducting illegal deposit taking and money laundering activities. The company had breached subsection 25(1) Banking and Financial Institutions Act 1989 (BAFIA) and sub-section 4(1) of the Anti-Money Laundering and Anti-Terrorism Financing Act 2001 (AMLATFA) respectively, BNM said in a statement here on Friday&#8230; (<a href="http://www.bernama.com/bernama/v5/newsindex.php?id=496217" target="_blank">link</a>)</p>
<p>Did you &#8216;invest&#8217; in The Gold Label? My friends did buy some gold bars from The Gold Label. Getting 3-5% monthly interest while holding the <del datetime="2010-05-07T09:31:01+00:00">chocolate</del> gold bar. They will buy back from you when it&#8217;s mature. Sound really good as you can get fast cash in short term. Too bad that I did not invest in it last year. Else I will be visiting its Penang office right now.</p>
<p>If everyone is taken out their money from The Gold Label now, I am sure that The Gold Label won&#8217;t have so much cash flow to pay it all back. Better be the first few to grab your precious money back. Or lose everything&#8230;</p>
<p>By the way, BNM said public should be wary of investing in get-rich-quick schemes to avoid losing their savings and money to fraudulent parties. Further information on illegal financial schemes can be obtained from the Financial Fraud Alert site at <a href="http://fraudalert.bnm.gov.my" target="_blank">http://fraudalert.bnm.gov.my</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/05/07/the-gold-label-scam/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Remove inactive links</title>
		<link>http://spblogger.com/2010/04/25/remove-inactive-links/</link>
		<comments>http://spblogger.com/2010/04/25/remove-inactive-links/#comments</comments>
		<pubDate>Sun, 25 Apr 2010 15:08:50 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[link]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[PR]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1467</guid>
		<description><![CDATA[Yup, removed those inactive links. Exchange link will improve our blog&#8217;s Google PageRank. The more incoming links, the higher PR that we will get. Of course, these incoming links must be from quality websites. Else Google will not like it. Same apply to outgoing links. Google does not like us to link to broken website [...]]]></description>
			<content:encoded><![CDATA[<p>Yup, removed those inactive links. Exchange link will improve our blog&#8217;s Google PageRank. The more incoming links, the higher PR that we will get. Of course, these incoming links must be from quality websites. Else Google will not like it. Same apply to outgoing links. Google does not like us to link to broken website (HTTP 404 error), illegal sites like gambling, porn, sexual related sites&#8230; Personally, I don&#8217;t like to link to unmaintained sites (those blogs that did not update for at least 3 months) and sites with no follow link in exchange. No PR juice will be given on no follow links. What is the point to have that incoming link?</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/04/25/remove-inactive-links/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Bye bye, ShoutMix Chatbox</title>
		<link>http://spblogger.com/2010/04/21/bye-bye-shoutmix-chatbox/</link>
		<comments>http://spblogger.com/2010/04/21/bye-bye-shoutmix-chatbox/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 12:07:48 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[chat]]></category>
		<category><![CDATA[Chatbox]]></category>
		<category><![CDATA[ShoutMix]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1457</guid>
		<description><![CDATA[Yeah&#8230; Finally, I removed the chat box from sidebar. Why? There are people who are disturbing the pretty girls at PrettyGirl2u.com with the chat box. And I am too lazy to look on one by one message and delete them. So I deleted the chat box itself. Why do I put the chat box in [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; Finally, I removed the chat box from sidebar. Why? There are people who are disturbing the pretty girls at <a href="http://prettygirl2u.com">PrettyGirl2u.com</a> with the chat box. And I am too lazy to look on one by one message and delete them. So I deleted the chat box itself. Why do I put the chat box in the first place?</p>
<p><iframe title="jayceooi_mm" src="http://www4.shoutmix.com/?jayceooi_mm" width="160" height="400" frameborder="0" scrolling="auto"><br />
</iframe></p>
<p>Chat with me? </p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/04/21/bye-bye-shoutmix-chatbox/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Google PageRank April 2010 Update</title>
		<link>http://spblogger.com/2010/04/06/google-pagerank-april-2010-update/</link>
		<comments>http://spblogger.com/2010/04/06/google-pagerank-april-2010-update/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 14:26:11 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google PageRank]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[PR]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1441</guid>
		<description><![CDATA[Finally&#8230; Google gives JayceOoi.com back its PR4. Yoo&#8230; Yoo&#8230; Yup, Google updated its PageRank on April 2010. Personally, I don&#8217;t care much on PR. But higher PR does make your blog value up a bit. Google PageRank As at 6 April 2010 JayceOoi.com – Level 4 spBlogger.com – Level 2 PrettyGirl2u.com – Level 2 Forum.JayceOoi.com [...]]]></description>
			<content:encoded><![CDATA[<p>Finally&#8230; Google gives JayceOoi.com back its PR4. Yoo&#8230; Yoo&#8230; Yup, Google updated its PageRank on April 2010. Personally, I don&#8217;t care much on PR. But higher PR does make your blog value up a bit. </p>
<p style="text-align: center;"><img class="aligncenter" src="http://spblogger.com/wp-content/uploads/2009/10/Googe_PageRank.png" alt="Google PageRank" /><br />
Google PageRank</p>
<p><strong>As at 6 April 2010</strong><br />
JayceOoi.com – Level 4<br />
spBlogger.com – Level 2<br />
PrettyGirl2u.com – Level 2<br />
Forum.JayceOoi.com – N/A</p>
<p>What is your blog PR now?</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/04/06/google-pagerank-april-2010-update/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>Can a blogger earn RM500 per month?</title>
		<link>http://spblogger.com/2010/03/16/can-a-blogger-earn-rm500-per-month/</link>
		<comments>http://spblogger.com/2010/03/16/can-a-blogger-earn-rm500-per-month/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 14:30:28 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Blogger]]></category>
		<category><![CDATA[earn]]></category>
		<category><![CDATA[Kenny Sia]]></category>
		<category><![CDATA[make money online]]></category>
		<category><![CDATA[SEO]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1390</guid>
		<description><![CDATA[Can a blogger earn RM500 per month? These are the keywords that show up in my Google Analytics account. Interesting keywords indeed. Can a blogger really earn RM500 per month? Yes and no. It is depended on bloggers. Earning RM500 per month is not an easy task. It took me 15 months to achieve that. [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Can a blogger earn RM500 per month?</strong> These are the keywords that show up in my Google Analytics account. Interesting keywords indeed. Can a blogger really earn RM500 per month? Yes and no. It is depended on bloggers.</p>
<p style="text-align: center;"><img class="size-full wp-image-1391 aligncenter" title="Blogger_RM500" src="http://spblogger.com/wp-content/uploads/2010/03/Blogger_RM500.png" alt="" width="600" height="273" /></p>
<p>Earning RM500 per month is not an easy task. It took me 15 months to achieve that. Some lucky bloggers take less time. However, most of the bloggers take longer approach. Are you the lucky one? If no, it&#8217;s time for you to learn how to earn money by blogging. Blogging is not just posting whatever you like. You cannot make much money this way. The approach that I took ~ search engine optimization (SEO). Be friend with search engines. They will bring lot of visitors to you then. Or write your blog creatively like one of the Malaysia famous bloggers ~ <a href="http://kennysia.com" target="_blank">Kenny Sia</a>. </p>
<p>I cannot write the way like Kenny. I don&#8217;t blog about my life. I write mostly in software, hardware, photography and mobile topics now. And talk about travel, food and drink sometimes. Of course, I do write some popular search engine keywords&#8217; topics too (when I have the mood. Don&#8217;t purposely find popular keywords and blog). </p>
<p>Learning is the key. And do get your own domain like &#8216;spblogger.com&#8217; directly if you really want to make money online. A little bit investment is must. Don&#8217;t bother to use free blogspot or wordpress.com hosting then migrate. Get your own domain NOW!!! That&#8217;s the first step&#8230;</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/03/16/can-a-blogger-earn-rm500-per-month/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Malaysia Hire Purchase Rate (Car Loan) ~ Updated 15-03-2010</title>
		<link>http://spblogger.com/2010/03/15/malaysia-hire-purchase-rate-car-loan-updated-15-03-2010/</link>
		<comments>http://spblogger.com/2010/03/15/malaysia-hire-purchase-rate-car-loan-updated-15-03-2010/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 14:32:55 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Affin Bank]]></category>
		<category><![CDATA[Alliance Bank]]></category>
		<category><![CDATA[AmBank]]></category>
		<category><![CDATA[Bangkok Bank]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank of China]]></category>
		<category><![CDATA[Bank of Tokyo-Mitsubishi UFJ]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[CIMB]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[EON Bank]]></category>
		<category><![CDATA[Hire Purchase]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[HSBC Bank]]></category>
		<category><![CDATA[J.P. Morgan Chase Bank]]></category>
		<category><![CDATA[Malayan Banking]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Maybank]]></category>
		<category><![CDATA[OCBC Bank]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[RHB Bank]]></category>
		<category><![CDATA[Standard Chartered Bank]]></category>
		<category><![CDATA[The Bank of Nova Scotia]]></category>
		<category><![CDATA[The Royal Bank of Scotland]]></category>
		<category><![CDATA[United Overseas Bank]]></category>
		<category><![CDATA[UOB]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1382</guid>
		<description><![CDATA[Banking Institution Margin of Financing (max, %) Financing Tenure (max, months) Fixed Rate Term Charges (&#38; p.a.) Admin Charges (RM) Late Payment Charges (% p.a.) Minimum Rate/Range APR for Minimum Rate Affin Bank Berhad 90 108 3.25 &#8211; 3.75 5.92 &#8211; 6.76 - 8.00 Alliance Bank Malaysia Berhad 90 108 3.25 &#8211; 3.75 6.09 &#8211; [...]]]></description>
			<content:encoded><![CDATA[<table border="0" cellspacing="0" cellpadding="0" width="600">
<tbody>
<tr>
<td bgcolor="#cccccc">
<div id="popperstyle">
<table border="0" cellspacing="1" cellpadding="0" width="100%">
<tbody>
<tr bgcolor="#efefef">
<td rowspan="2" valign="top"><strong>Banking Institution</strong></td>
<td rowspan="2" valign="top"><strong>Margin of                  Financing</strong><br />
(max, %)</td>
<td rowspan="2" valign="top"><strong>Financing                  Tenure</strong><br />
(max, months)</td>
<td colspan="2" valign="top"><strong>Fixed Rate Term  Charges</strong> (&amp; p.a.)</td>
<td rowspan="2" valign="top"><strong>Admin                  Charges </strong> (RM)</td>
<td rowspan="2" valign="top"><strong>Late                  Payment                  Charges                  (% p.a.)</strong></td>
</tr>
<tr bgcolor="#efefef">
<td valign="top"><strong>Minimum                  Rate/Range</strong></td>
<td valign="top"><strong>APR for                  Minimum Rate</strong></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> Affin Bank Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>108</td>
<td>3.25 &#8211; 3.75</td>
<td>5.92 &#8211; 6.76</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> Alliance Bank Malaysia Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>108</td>
<td>3.25 &#8211; 3.75</td>
<td>6.09 &#8211; 6.76</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> AmBank (M) Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>0</td>
<td>96 &#8211; 108</td>
<td>3.75</td>
<td>6.00</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>84</td>
<td>3.50</td>
<td>6.00</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> Bank Muamalat Malaysia Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90%</td>
<td>108</td>
<td>2.85</td>
<td>5.00</td>
<td>600</td>
<td>1.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> CIMB Bank Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>108</td>
<td>3.25</td>
<td>5.92</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> EON Bank Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>108</td>
<td>3.25 &#8211; 3.50</td>
<td>6.09 &#8211; 6.34</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> Hong Leong Bank Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>72 &#8211;  84</td>
<td>3.40 &#8211; 3.65</td>
<td>6.32 &#8211; 6.70</td>
<td>From 50</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>96 &#8211; 108</td>
<td>3.50 &#8211; 3.75</td>
<td>6.39 &#8211; 6.76</td>
<td>from 50</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>60</td>
<td>3.25 &#8211; 3.50</td>
<td>6.09 &#8211; 6.54</td>
<td>From RM50</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> Malayan Banking Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>108</td>
<td>2.70 &#8211; 4.30</td>
<td>5.10</td>
<td>-</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> Public Bank Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90</td>
<td>108</td>
<td>3.37 to 4.06</td>
<td>6.23</td>
<td>From 45</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td colspan="8" align="left"><strong> RHB Bank Berhad </strong></td>
<td colspan="8"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90%</td>
<td>108</td>
<td>3.50% to 3.75%</td>
<td>6.54% to 6.76%</td>
<td>None</td>
<td>8.00</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td></td>
<td>90%</td>
<td>108</td>
<td>3.25% to 3.50%</td>
<td>6.09% to 6.34%</td>
<td>None</td>
<td>8.00</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<p>﻿<br />
Last updated: 15/03/2010</p>
<p>via: <a href="http://www.bankinginfo.com.my/" target="_blank">Banking Info</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Malaysia Banking Fixed Deposit Rate (FD) ~ Updated 11-03-2010</title>
		<link>http://spblogger.com/2010/03/10/malaysia-banking-fixed-deposit-rate-fd-updated-11-03-2010/</link>
		<comments>http://spblogger.com/2010/03/10/malaysia-banking-fixed-deposit-rate-fd-updated-11-03-2010/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 12:50:55 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Affin Bank]]></category>
		<category><![CDATA[Alliance Bank]]></category>
		<category><![CDATA[AmBank]]></category>
		<category><![CDATA[Bangkok Bank]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank of China]]></category>
		<category><![CDATA[Bank of Tokyo-Mitsubishi UFJ]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Base Lending Rate]]></category>
		<category><![CDATA[BLR]]></category>
		<category><![CDATA[CIMB]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[EON Bank]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[HSBC Bank]]></category>
		<category><![CDATA[J.P. Morgan Chase Bank]]></category>
		<category><![CDATA[Malayan Banking]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Maybank]]></category>
		<category><![CDATA[OCBC Bank]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[RHB Bank]]></category>
		<category><![CDATA[Standard Chartered Bank]]></category>
		<category><![CDATA[The Bank of Nova Scotia]]></category>
		<category><![CDATA[The Royal Bank of Scotland]]></category>
		<category><![CDATA[United Overseas Bank]]></category>
		<category><![CDATA[UOB]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1372</guid>
		<description><![CDATA[Banking Institution Min. Age Senior Citizen Account Min. Deposit (RM) Min. Tenure (Mths) Rates % (p.a.) Tenure (Mths) Partial Withdrawal Frequency of Interest Payment 1 Mth &#62;1 Mth 1 3 6 9 12 Affin Bank Berhad Fixed Deposit No 5000 500 1 2.25 2.30 2.45 2.50 2.75 Yes Upon maturity Alliance Bank Malaysia Berhad Conventional [...]]]></description>
			<content:encoded><![CDATA[<table border="0" cellspacing="0" cellpadding="0" width="600">
<tbody>
<tr>
<td bgcolor="#cccccc">
<div id="popperstyle">
<table border="0" cellspacing="1" cellpadding="0" width="100%">
<tbody>
<tr bgcolor="#efefef">
<td rowspan="2" align="center" valign="top"><strong>Banking  Institution</strong></td>
<td rowspan="2" align="center" valign="top"><strong>Min.  Age</strong></td>
<td rowspan="2" align="center" valign="top"><strong>Senior  Citizen Account</strong></td>
<td colspan="2" align="center" valign="top"><strong>Min.  Deposit</strong><br />
(RM)</td>
<td rowspan="2" align="center" valign="top"><strong>Min.  Tenure</strong><br />
(Mths)</td>
<td colspan="5" align="center" valign="top"><strong>Rates % (p.a.)</strong><br />
Tenure  (Mths)</td>
<td rowspan="2" align="center" valign="top"><strong>Partial  Withdrawal</strong></td>
<td rowspan="2" align="center" valign="top"><strong>Frequency  of Interest Payment</strong></td>
</tr>
<tr bgcolor="#efefef">
<td align="center" valign="top"><strong>1  Mth</strong></td>
<td align="center" valign="top"><strong>&gt;1  Mth</strong></td>
<td align="center" valign="top"><strong>1</strong></td>
<td align="center" valign="top"><strong>3</strong></td>
<td align="center" valign="top"><strong>6</strong></td>
<td align="center" valign="top"><strong>9</strong></td>
<td align="center" valign="top"><strong>12</strong></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Affin Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit</td>
<td></td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.45</td>
<td>2.50</td>
<td>2.75</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Alliance Bank Malaysia Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Conventional FD</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>1.90</td>
<td>1.90</td>
<td>2.50</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Alliance FDGold</td>
<td>40</td>
<td>Yes</td>
<td></td>
<td width="40">30000</td>
<td width="25">12</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td>2.60</td>
<td>Yes</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> AmBank (M) Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Conventional Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.75</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Am50Plus</td>
<td>49</td>
<td>Yes</td>
<td></td>
<td width="40">5000</td>
<td width="25">6</td>
<td></td>
<td></td>
<td>2.40</td>
<td>2.40</td>
<td>2.80</td>
<td>No</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>InterestPlus</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>33.20</td>
<td>12.45</td>
<td>7.30</td>
<td>5.62</td>
<td>5.10</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>AmQuantum</td>
<td>18</td>
<td>No</td>
<td></td>
<td width="40">5000</td>
<td width="25">9</td>
<td></td>
<td></td>
<td></td>
<td>2.20</td>
<td></td>
<td>No</td>
<td width="70">Quarterly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Bangkok Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit Account</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40"></td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.75</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Bank of China (Malaysia) Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit Account</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Bank of Tokyo-Mitsubishi UFJ  (Malaysia) Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit (Tenure of up to 12 months for balances  below RM1 million)</td>
<td>21</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.75</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> CIMB Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit</td>
<td></td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.60</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed deposit</td>
<td>50</td>
<td>Yes</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.60</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Citibank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Time Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Deutsche Bank (Malaysia) Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> EON Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Normal Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.60</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>V50 Fixed Deposit</td>
<td>50</td>
<td>Yes</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.60</td>
<td>No</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Earn Now Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td></td>
<td width="40">10000</td>
<td width="25">3</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.60</td>
<td>No</td>
<td width="70"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Hong Leong Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Hong Leong Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.75</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Hong Leong Senior Savers Fixed Deposits</td>
<td>55</td>
<td>Yes</td>
<td>30000</td>
<td width="40"></td>
<td width="25">3</td>
<td></td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.75</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> HSBC Bank Malaysia Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Time Deposit Tier 1</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.60</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> J.P. Morgan Chase Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit</td>
<td></td>
<td>No</td>
<td>5000</td>
<td width="40"></td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Malayan Banking Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Flexi Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.35</td>
<td>2.35</td>
<td>2.75</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> OCBC Bank (Malaysia) Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>OCBC Fixed Deposit Account</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.30</td>
<td>2.30</td>
<td>2.30</td>
<td>2.60</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Public Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit Plus</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.25</td>
<td>2.35</td>
<td>2.35</td>
<td>2.60</td>
<td>Yes</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> RHB Bank Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>RHB FD P.A.Y.S</td>
<td>18</td>
<td>No</td>
<td></td>
<td width="40">10000</td>
<td width="25">3</td>
<td></td>
<td>2.25</td>
<td></td>
<td></td>
<td></td>
<td>No</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Ordinary FD Tier 1</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.60</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>RHB Senior FD</td>
<td>50</td>
<td>Yes</td>
<td>10000</td>
<td width="40">10000</td>
<td width="25">12</td>
<td></td>
<td></td>
<td></td>
<td></td>
<td>2.60</td>
<td>No</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> Standard Chartered Bank Malaysia  Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Flexi Time Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.40</td>
<td>2.60</td>
<td>Yes</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> The Bank of Nova Scotia Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>No</td>
<td width="70">Monthly</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> The Royal Bank of Scotland  Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit</td>
<td></td>
<td>No</td>
<td>5000</td>
<td width="40">1000</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td align="left"><strong> United Overseas Bank (Malaysia)  Berhad </strong></td>
<td colspan="15"></td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Fixed Deposit Normal</td>
<td>18</td>
<td>No</td>
<td>5000</td>
<td width="40">500</td>
<td width="25">1</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.00</td>
<td>2.50</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
<tr align="center" bgcolor="#ffffff">
<td>Golden Saver</td>
<td>50</td>
<td>Yes</td>
<td>100000</td>
<td width="40">100000</td>
<td width="25">1</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.25</td>
<td>2.60</td>
<td>No</td>
<td width="70">Upon maturity</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<p>Last updated: 11/03/2010</p>
<p>via: <a href="http://www.bankinginfo.com.my/" target="_blank">Banking Info</a></p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/03/10/malaysia-banking-fixed-deposit-rate-fd-updated-11-03-2010/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Malaysia Banking Base Lending Rate (BLR) ~ Updated 10-03-2010</title>
		<link>http://spblogger.com/2010/03/09/malaysia-banking-base-lending-rate-blr-updated-10-03-2010/</link>
		<comments>http://spblogger.com/2010/03/09/malaysia-banking-base-lending-rate-blr-updated-10-03-2010/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 14:39:34 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Affin Bank]]></category>
		<category><![CDATA[Alliance Bank]]></category>
		<category><![CDATA[AmBank]]></category>
		<category><![CDATA[Bangkok Bank]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank of China]]></category>
		<category><![CDATA[Bank of Tokyo-Mitsubishi UFJ]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Base Lending Rate]]></category>
		<category><![CDATA[BLR]]></category>
		<category><![CDATA[CIMB]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[EON Bank]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[HSBC Bank]]></category>
		<category><![CDATA[J.P. Morgan Chase Bank]]></category>
		<category><![CDATA[Malayan Banking]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Maybank]]></category>
		<category><![CDATA[OCBC Bank]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[RHB Bank]]></category>
		<category><![CDATA[Standard Chartered Bank]]></category>
		<category><![CDATA[The Bank of Nova Scotia]]></category>
		<category><![CDATA[The Royal Bank of Scotland]]></category>
		<category><![CDATA[United Overseas Bank]]></category>
		<category><![CDATA[UOB]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1367</guid>
		<description><![CDATA[No. Banking Institution With Effect From BLR (% p.a.) 1 Affin Bank Berhad 09/03/2010 5.75 2 Alliance Bank Malaysia Berhad 02/03/2009 5.55 3 AmBank (M) Berhad 10/03/2010 5.80 4 Bangkok Bank Berhad 11/03/2010 5.80 5 Bank of America Malaysia Berhad 01/03/2009 5.55 6 Bank of China (Malaysia) Berhad 03/03/2009 5.55 7 Bank of Tokyo-Mitsubishi UFJ [...]]]></description>
			<content:encoded><![CDATA[<table border="0" cellspacing="1" cellpadding="0" width="100%">
<tbody>
<tr bgcolor="#0174bc">
<td><strong>No.</strong></td>
<td><strong>Banking Institution</strong></td>
<td align="center"><strong>With Effect From</strong></td>
<td align="center"><strong>BLR (% p.a.)</strong></td>
</tr>
<tr bgcolor="#efefef">
<td>1</td>
<td>Affin Bank Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.75</td>
</tr>
<tr bgcolor="#efefef">
<td>2</td>
<td>Alliance Bank Malaysia Berhad</td>
<td align="center">02/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>3</td>
<td>AmBank (M) Berhad</td>
<td align="center">10/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>4</td>
<td>Bangkok Bank Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>5</td>
<td>Bank of America Malaysia Berhad</td>
<td align="center">01/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>6</td>
<td>Bank of China (Malaysia) Berhad</td>
<td align="center">03/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>7</td>
<td>Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad</td>
<td align="center">10/03/2010</td>
<td align="center">5.50</td>
</tr>
<tr bgcolor="#efefef">
<td>8</td>
<td>CIMB Bank Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>9</td>
<td>Citibank Berhad</td>
<td align="center">11/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>10</td>
<td>Deutsche Bank (Malaysia) Berhad</td>
<td align="center">03/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>11</td>
<td>EON Bank Berhad</td>
<td align="center">10/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>12</td>
<td>Hong Leong Bank Berhad</td>
<td align="center">10/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>13</td>
<td>HSBC Bank Malaysia Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>14</td>
<td>J.P. Morgan Chase Bank Berhad</td>
<td align="center">03/03/2009</td>
<td align="center">5.25</td>
</tr>
<tr bgcolor="#efefef">
<td>15</td>
<td>Malayan Banking Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>16</td>
<td>OCBC Bank (Malaysia) Berhad</td>
<td align="center">01/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>17</td>
<td>Public Bank Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>18</td>
<td>RHB Bank Berhad</td>
<td align="center">09/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>19</td>
<td>Standard Chartered Bank Malaysia Berhad</td>
<td align="center">10/03/2010</td>
<td align="center">5.80</td>
</tr>
<tr bgcolor="#efefef">
<td>20</td>
<td>The Bank of Nova Scotia Berhad</td>
<td align="center">05/03/2009</td>
<td align="center">5.55</td>
</tr>
<tr bgcolor="#efefef">
<td>21</td>
<td>The Royal Bank of Scotland Berhad</td>
<td align="center">27/02/2009</td>
<td align="center">5.25</td>
</tr>
<tr bgcolor="#efefef">
<td>22</td>
<td>United Overseas Bank (Malaysia) Berhad</td>
<td align="center">06/03/2009</td>
<td align="center">5.55</td>
</tr>
</tbody>
</table>
<p>Last updated: 10/03/2010 </p>
<p>via: <a href="http://www.bankinginfo.com.my/" target="_blank">Banking Info</a></p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>JayceOoi.com 2009 Performance Review</title>
		<link>http://spblogger.com/2010/01/09/jayceooi-com-2009-performance-review/</link>
		<comments>http://spblogger.com/2010/01/09/jayceooi-com-2009-performance-review/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 06:15:58 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[2010]]></category>
		<category><![CDATA[JayceOoi.com]]></category>
		<category><![CDATA[Performance Review]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1247</guid>
		<description><![CDATA[Time flied&#8230; Year 2009 had become history. A bright new year 2010 is in front of us. Let&#8217;s us fight for our future. And review our performance in the past&#8230; There was a spike in traffic during January to March 2009 because I changed the Google Analytics code to header from footer (You can have [...]]]></description>
			<content:encoded><![CDATA[<p>Time flied&#8230; Year 2009 had become history. A bright new year 2010 is in front of us. Let&#8217;s us fight for our future. And review our performance in the past&#8230;</p>
<p style="text-align: center;"><img class="size-full wp-image-1248 aligncenter" title="JayceOoi_2008_2009" src="http://spblogger.com/wp-content/uploads/2010/01/JayceOoi_2008_2009.png" alt="" width="600" height="352" /></p>
<p>There was a spike in traffic during January to March 2009 because I changed the Google Analytics code to header from footer (You can have more traffic this way because some visitors did not wait until your page to finish loading and left). </p>
<p>611,650 visits in year 2009 ~ 213.97% increased from year 2008. And broke 1 million pageviews ~ 1,029,483 pageviews (195.80% increased from year 2008). </p>
<p>Year 2010 will be a better year. And target to have more than <strong>5000 daily visitors</strong> and <strong>Google PageRank 5</strong> (PR4 at least, now still PR3). Okay, let&#8217;s fight for it. <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Have you updated to WordPress 2.9?</title>
		<link>http://spblogger.com/2009/12/19/have-you-updated-to-wordpress-2-9/</link>
		<comments>http://spblogger.com/2009/12/19/have-you-updated-to-wordpress-2-9/#comments</comments>
		<pubDate>Sat, 19 Dec 2009 09:14:10 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[2.9]]></category>
		<category><![CDATA[download]]></category>
		<category><![CDATA[engine]]></category>
		<category><![CDATA[image editor]]></category>
		<category><![CDATA[plugin]]></category>
		<category><![CDATA[trash]]></category>
		<category><![CDATA[upgrade]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[WordPress]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1193</guid>
		<description><![CDATA[Yeah&#8230; Here comes another great release from WordPress team ~ WordPress 2.9. Have you upgraded your WordPress engine to version 2.9? I am backup the whole web hosting now. Will try to install it later. Here is some coolest new stuff&#8230; Global undo/”trash” feature. Built-in image editor Batch plugin update and compatibility checking Easier video [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; Here comes another great release from WordPress team ~ WordPress 2.9. Have you upgraded your WordPress engine to version 2.9? I am backup the whole web hosting now. Will try to install it later.</p>
<p>Here is some coolest new stuff&#8230;</p>
<ul>
<li> Global undo/”trash” feature.</li>
<li> Built-in image editor</li>
<li> Batch plugin update and compatibility checking</li>
<li> Easier video embeds</li>
</ul>
<p>Get the full list of enhancements at <a href="http://wordpress.org/development/2009/12/wordpress-2-9/" target="_blank">WordPress blog</a>. <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Intel + Nvidia == Perfect??</title>
		<link>http://spblogger.com/2009/12/10/intel-nvidia-perfect/</link>
		<comments>http://spblogger.com/2009/12/10/intel-nvidia-perfect/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 14:45:48 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[AMD]]></category>
		<category><![CDATA[ATI]]></category>
		<category><![CDATA[chipset]]></category>
		<category><![CDATA[CPU]]></category>
		<category><![CDATA[GPU]]></category>
		<category><![CDATA[Intel]]></category>
		<category><![CDATA[Larrabee]]></category>
		<category><![CDATA[MaximumPC]]></category>
		<category><![CDATA[Nvidia]]></category>
		<category><![CDATA[Stock]]></category>
		<category><![CDATA[StreetInsider.com]]></category>
		<category><![CDATA[TG Daily]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1143</guid>
		<description><![CDATA[Yeah&#8230; Intel will buy Nvidia (StreetInsider.com). This rumour pop up again after Intel killed the first retail version of its GPU ~ Larrabee. No&#8230; Intel will &#8220;never&#8221; buy Nvidia (TG Daily) Image via MaximumPC So what is your thought? Intel is great on its CPU. And Nvidia on GPU. If they follow AMD and ATI&#8217;s [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; Intel will buy Nvidia (<a href="http://www.streetinsider.com/Insiders+Blog/Columnist+Predicts+Intel+%28INTC%29+Will+Buy+NVIDIA+%28NVDA%29/5171071.html" target="_blank">StreetInsider.com</a>). This rumour pop up again after Intel killed the first retail version of its GPU ~ Larrabee. No&#8230; Intel will &#8220;never&#8221; buy Nvidia (<a href="http://tgdaily.com/business-and-law-features/45000-peddie-intel-will-qneverq-buy-nvidia" target="_blank">TG Daily</a>)</p>
<p style="text-align: center;"><img class="size-full wp-image-1144 aligncenter" title="Intel_Nvidia" src="http://spblogger.com/wp-content/uploads/2009/12/Intel_Nvidia.png" alt="Intel_Nvidia" width="350" height="266" /><br />
<em>Image via <a href="http://www.maximumpc.com/article/news/at_war_again_intel_sues_nvidia_over_nehalem_chipset_license" target="_blank">MaximumPC</a></em></p>
<p>So what is your thought? Intel is great on its CPU. And Nvidia on GPU. If they follow AMD and ATI&#8217;s footsteps, what will happen? You can see Intel CPU + Nvidia chipset + Nvidia GPU now. And Intel CPU + Nvidia GPU in one chip in the near future.</p>
<p>For me, I don&#8217;t care as long as both companies stock price go up. <img src='http://spblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Malaysia Base Lending Rate (BLR) History Chart</title>
		<link>http://spblogger.com/2009/12/01/malaysia-base-lending-rate-blr-history-chart/</link>
		<comments>http://spblogger.com/2009/12/01/malaysia-base-lending-rate-blr-history-chart/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 14:20:44 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Bank Mortgage Loan]]></category>
		<category><![CDATA[Bank Negara Malaysia]]></category>
		<category><![CDATA[Base Lending Rate]]></category>
		<category><![CDATA[BLR]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[shop]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1095</guid>
		<description><![CDATA[Base Lending Rate (BLR) is the rate that followed by bank to determine house and shop loan. By knowing the past history BLR will let you know a better view on how the BLR rate going. Below is the Malaysia Base Lending Rate (BLR) history chart for January from year 1989 to year 2009. Year    [...]]]></description>
			<content:encoded><![CDATA[<p>Base Lending Rate (BLR) is the rate that followed by bank to determine house and shop loan. By knowing the past history BLR will let you know a better view on how the BLR rate going. Below is the Malaysia Base Lending Rate (BLR) history chart for January from year 1989 to year 2009. </p>
<p><strong>Year    BLR         Readjust</strong><br />
2009    6.50%<br />
2008    6.75%     6.50%<br />
2007    6.75%<br />
2006    6.00%<br />
2005    6.00%<br />
2004    6.00%<br />
2003    6.50%<br />
2002    6.50%<br />
2001    6.75%<br />
2000    6.75%<br />
1999    8.00%<br />
1998    10.50%   12.27%<br />
1997    9.25%<br />
1996    8.50%<br />
1995    6.60%<br />
1994    8.25%<br />
1993    9.50%<br />
1992    9.00%<br />
1991    7.50%<br />
1990    7.00%<br />
1989    7.00%</p>
<p>Year 1998 BLR rate was the highest due to 1997-98 economy crisis. Almost all the South East Asia financial institutions were facing problem during that time. Luckily, it passed. Based on the current economy trend, the BLR rate will be higher in year 2010 and 2011 when economy is back on track.  </p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Malaysia Banking Base Lending Rate (BLR)</title>
		<link>http://spblogger.com/2009/11/30/malaysia-banking-base-lending-rate-blr/</link>
		<comments>http://spblogger.com/2009/11/30/malaysia-banking-base-lending-rate-blr/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 12:35:17 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Affin Bank]]></category>
		<category><![CDATA[Alliance Bank]]></category>
		<category><![CDATA[AmBank]]></category>
		<category><![CDATA[Bangkok Bank]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank of China]]></category>
		<category><![CDATA[Bank of Tokyo-Mitsubishi UFJ]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Base Lending Rate]]></category>
		<category><![CDATA[BLR]]></category>
		<category><![CDATA[CIMB]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[EON Bank]]></category>
		<category><![CDATA[Hong Leong Bank]]></category>
		<category><![CDATA[HSBC Bank]]></category>
		<category><![CDATA[J.P. Morgan Chase Bank]]></category>
		<category><![CDATA[Malayan Banking]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[Maybank]]></category>
		<category><![CDATA[OCBC Bank]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[RHB Bank]]></category>
		<category><![CDATA[Standard Chartered Bank]]></category>
		<category><![CDATA[The Bank of Nova Scotia]]></category>
		<category><![CDATA[The Royal Bank of Scotland]]></category>
		<category><![CDATA[United Overseas Bank]]></category>
		<category><![CDATA[UOB]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1074</guid>
		<description><![CDATA[Plan to buy a new house or shop lot? Here is the Base Lending Rate (BLR) for Malaysia taken from Banking Info. Do you own calculation before buy any new property. No. Banking Institution With Effect From BLR (% p.a.) 1 Affin Bank Berhad 02/03/2009 5.50 2 Alliance Bank Malaysia Berhad 02/03/2009 5.55 3 AmBank [...]]]></description>
			<content:encoded><![CDATA[<p>Plan to buy a new house or shop lot? Here is the Base Lending Rate (BLR) for Malaysia taken from <a href="http://www.bankinginfo.com.my/" target="_blank">Banking Info</a>. Do you own calculation before buy any new property.</p>
<table border="0" cellspacing="1" cellpadding="0" width="100%">
<tbody>
<tr bgcolor="#0174bc">
<td><strong>No.</strong></td>
<td><strong>Banking Institution</strong></td>
<td align="center"><strong>With Effect From</strong></td>
<td align="center"><strong>BLR (% p.a.)</strong></td>
</tr>
<tr bgcolor="#efefef">
<td>1</td>
<td>Affin Bank Berhad</td>
<td align="center"><span>02/03/2009</span></td>
<td align="center"><span>5.50</span></td>
</tr>
<tr bgcolor="#efefef">
<td>2</td>
<td>Alliance Bank Malaysia Berhad</td>
<td align="center"><span>02/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>3</td>
<td>AmBank (M) Berhad</td>
<td align="center"><span>10/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>4</td>
<td>Bangkok Bank Berhad</td>
<td align="center"><span>06/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>5</td>
<td>Bank of America Malaysia Berhad</td>
<td align="center"><span>01/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>6</td>
<td>Bank of China (Malaysia) Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>7</td>
<td>Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad</td>
<td align="center"><span>06/03/2009</span></td>
<td align="center"><span>5.25</span></td>
</tr>
<tr bgcolor="#efefef">
<td>8</td>
<td>CIMB Bank Berhad</td>
<td align="center"><span>02/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>9</td>
<td>Citibank Berhad</td>
<td align="center"><span>10/03/2009</span></td>
<td align="center"><span>5.60</span></td>
</tr>
<tr bgcolor="#efefef">
<td>10</td>
<td>Deutsche Bank (Malaysia) Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>11</td>
<td>EON Bank Berhad</td>
<td align="center"><span>10/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>12</td>
<td>Hong Leong Bank Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>13</td>
<td>HSBC Bank Malaysia Berhad</td>
<td align="center"><span>02/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>14</td>
<td>J.P. Morgan Chase Bank Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.25</span></td>
</tr>
<tr bgcolor="#efefef">
<td>15</td>
<td>Malayan Banking Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>16</td>
<td>OCBC Bank (Malaysia) Berhad</td>
<td align="center"><span>01/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>17</td>
<td>Public Bank Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>18</td>
<td>RHB Bank Berhad</td>
<td align="center"><span>02/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>19</td>
<td>Standard Chartered Bank Malaysia Berhad</td>
<td align="center"><span>03/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>20</td>
<td>The Bank of Nova Scotia Berhad</td>
<td align="center"><span>05/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
<tr bgcolor="#efefef">
<td>21</td>
<td>The Royal Bank of Scotland Berhad</td>
<td align="center"><span>27/02/2009</span></td>
<td align="center"><span>5.25</span></td>
</tr>
<tr bgcolor="#efefef">
<td>22</td>
<td>United Overseas Bank (Malaysia) Berhad</td>
<td align="center"><span>06/03/2009</span></td>
<td align="center"><span>5.55</span></td>
</tr>
</tbody>
</table>
<p>Last updated: 21/04/2009</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spend your money wisely</title>
		<link>http://spblogger.com/2009/11/26/spend-your-money-wisely/</link>
		<comments>http://spblogger.com/2009/11/26/spend-your-money-wisely/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 03:27:32 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[spend]]></category>
		<category><![CDATA[Stock]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1069</guid>
		<description><![CDATA[&#8220;Spend your money wisely&#8221;. Yes&#8230; We really need to use our hard earn money wisely. Else you will end up using all the money very fast. Why do I have this kind of feeling? Hmm&#8230; I want to buy lot of stuffs like new mobile phone, new SLR camera lately. Trying to spend the money [...]]]></description>
			<content:encoded><![CDATA[<p><strong>&#8220;Spend your money wisely&#8221;</strong>. Yes&#8230; We really need to use our hard earn money wisely. Else you will end up using all the money very fast. Why do I have this kind of feeling? Hmm&#8230; I want to buy lot of stuffs like new mobile phone, new SLR camera lately. Trying to spend the money that I earn from stock market lately. I do have <a href="http://www.jayceooi.com/2007/05/08/how-to-save-money-for-the-future/">financial planning</a> but earning from stock market is not included in the spending plan yet. But I have decided to include it in starting next year. Therefore, I need to buy whatever I like before end of year. </p>
<p><strong>To buy lists</strong><br />
HTC HD2<br />
Nikon D700 body<br />
Nikon 50mm f/1.4 lens<br />
Nikon SB900 flash<br />
Nikon 12-24 f/2.8 lens<br />
Nikon 70-200 f2.8 VR lens (II)?<br />
Nikon 24-70 f2.8 lens?</p>
<p><strong>To sell list</strong><br />
Canon EOS 400D<br />
Canon 18-55 kit lens<br />
Canon BG-E3<br />
Canon 17-55 f/2.8 IS lens<br />
Canon 50mm f1.4 lens<br />
Canon 580EX II flash</p>
<p>Should I buy new SLR system by switching from Canon to Nikon? It is a very expensive investment&#8230; <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Canon 7D vs Nikon D700</title>
		<link>http://spblogger.com/2009/11/21/canon-7d-vs-nikon-d700/</link>
		<comments>http://spblogger.com/2009/11/21/canon-7d-vs-nikon-d700/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 08:42:13 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[17-55]]></category>
		<category><![CDATA[18-55]]></category>
		<category><![CDATA[50 1.4]]></category>
		<category><![CDATA[580EX II]]></category>
		<category><![CDATA[5D]]></category>
		<category><![CDATA[7D]]></category>
		<category><![CDATA[camera]]></category>
		<category><![CDATA[Canon]]></category>
		<category><![CDATA[D700]]></category>
		<category><![CDATA[lens]]></category>
		<category><![CDATA[Mark II]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nikon]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1066</guid>
		<description><![CDATA[Hmm&#8230;. Photography topic should be posted at JayceOoi.com but I want to put it here. Why? It deals with money. I want to buy a new camera body from my existing Canon EOS 400D. It is just 1.6x crop body. Plan to buy a full frame body in near future. I have 2 options to [...]]]></description>
			<content:encoded><![CDATA[<p>Hmm&#8230;. Photography topic should be posted at <a href="http://www.jayceooi.com">JayceOoi.com</a> but I want to put it here. Why? It deals with money.</p>
<p>I want to buy a new camera body from my existing Canon EOS 400D. It is just 1.6x crop body. Plan to buy a full frame body in near future. I have 2 options to choose. Canon EOS 7D which is also 1.6x crop but with better focus sensor and has video function. Or the Nikon D700 full frame body with no video ability. I don&#8217;t even think of Canon EOS 5D Mark II due to its poor focus sensor. It is almost as poor as Canon 400D ~ 9 points with 1 center cross type sensor. However, it is not a simple decision to change to Nikon because I have several lens like 18-55mm lens, 17-55mm f/2.8 IS lens, 50mm f/1.4 lens and 580EX II flash. I need to sell everything if jump ship to Nikon. But I really love the image quality of full frame body.</p>
<p>Looking around the web forum on buying and selling column lately. Most of the prices offer was low. Camera body price dropped the most due to new technology coming out. Luckily, the price of the lenses do not drop unless a replacement lens comes out. That is a long time because lens usually get replace in 10+ years time while body in 2 years. So better invest in lens more than body.</p>
<p>Guess what? I think that I have decided to stay with Canon for some times. I look at my lenses. They are so new. I am not willing to sell them off at low price. Hmm&#8230; Should I buy Canon 7D or Nikon D700?</p>
<p>By the way, after thinking and wondering for answer. I think that I better do this&#8230;</p>
<blockquote>
<h1 style="text-align: center;">Focus on taking photo, not the camera and lens.</h1>
</blockquote>
]]></content:encoded>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Bye bye, Share it&#8230;</title>
		<link>http://spblogger.com/2009/11/15/bye-bye-share-it/</link>
		<comments>http://spblogger.com/2009/11/15/bye-bye-share-it/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 08:27:38 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[share]]></category>
		<category><![CDATA[share it]]></category>
		<category><![CDATA[WordPress]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1050</guid>
		<description><![CDATA[I created &#8220;Share it&#8221; like below on 17 October 2009. I told myself to put it there for at least 1 month to see the result. So how is the result? Well, not much traffic from this so call &#8216;Share it&#8217;. Therefore, I removed it immediately to save some layout space. Hmm&#8230; Why nobody want [...]]]></description>
			<content:encoded><![CDATA[<p>I created <a href="http://spblogger.com/2009/10/17/share-it-help-us-spread-the-word-across/">&#8220;Share it&#8221;</a> like below on 17 October 2009. I told myself to put it there for at least 1 month to see the result.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://spblogger.com/wp-content/themes/bloggingpro_mt/images/Share_It.png" alt="Share it" /></p>
<p>So how is the result? Well, not much traffic from this so call &#8216;Share it&#8217;. Therefore, I removed it immediately to save some layout space. Hmm&#8230; Why nobody want to share it? Can you tell me why? <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Which life insurance package should I choose?</title>
		<link>http://spblogger.com/2009/11/14/which-life-insurance-package-should-i-choose/</link>
		<comments>http://spblogger.com/2009/11/14/which-life-insurance-package-should-i-choose/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 02:58:45 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[36 critical illnesses]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[coverage]]></category>
		<category><![CDATA[emergency]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[Mutual Life Plus 2]]></category>
		<category><![CDATA[personal accident]]></category>
		<category><![CDATA[Public Mutual]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1044</guid>
		<description><![CDATA[Which life insurance package should I choose? That&#8217;s the question that I ask when I started my first job after university. Everyone need an insurance package (Rich people might don&#8217;t need it). We need it on emergency. Therefore, life insurance is a must for me. There is lot of life insurance packages in the market. [...]]]></description>
			<content:encoded><![CDATA[<p>Which life insurance package should I choose? That&#8217;s the question that I ask when I started my first job after university. Everyone need an insurance package (Rich people might don&#8217;t need it). We need it on emergency. Therefore, life insurance is a must for me.</p>
<p>There is lot of life insurance packages in the market. Some of them are investment, saving link. And some are just life insurance. And some include 36 critical illnesses coverage. Most of them will come with personal accident coverage too. However, which life insurance package is suitable?</p>
<blockquote><p><strong>Mutual Life Plus 2 Coverage</strong><br />
The Mutual Life Plus 2 is a term insurance policy which protect you against;<br />
A. Group Term Life (GTL)<br />
B. Group Personal Accident (GPA)<br />
C. 36 Critical Illnesses </p></blockquote>
<p>I selected Mutual Life Plus 2 from Public Mutual. It is an insurance package especially designed for unitholders of Public Mutual. I still remember that it only cost RM750 for RM200,000 life insurance package coverage when I signed up. The cost increased to RM950 the next 5 years. And RM1100 from now onward. It does not include any investment or saving on this package. Whatever you pay for this package will fully use for insurance. Therefore, you get higher coverage. That&#8217;s what I prefer.</p>
<p>On average investment link insurance package in the market, it is priced at RM1800 to RM2000 last 5 years (I did not do research lately, not sure what is pricing for it now). Anyway, I did not select investment link package due to low coverage @ RM50,000 only. Try to ask yourself. What can you do with RM50,000 nowadays? If you caught in an accident, can this RM50,000 manages to cover your life expenses when you are disabled? I don&#8217;t think so. </p>
<p><strong>Which life insurance package do you own?</strong></p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>PayPal exchange rate is low</title>
		<link>http://spblogger.com/2009/10/30/paypal-exchange-rate-is-low/</link>
		<comments>http://spblogger.com/2009/10/30/paypal-exchange-rate-is-low/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 12:21:31 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[Bank Negara Malaysia]]></category>
		<category><![CDATA[exchange rate]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[MYR]]></category>
		<category><![CDATA[PayPal]]></category>
		<category><![CDATA[RM]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=971</guid>
		<description><![CDATA[Malaysian can withdraw PayPal funds to local banks for FREE. But the exchange rate from USD to RM is low. I checked it just now. Only 1 USD = 3.32498 MYR. Come on. Bank Negara Malaysia Ringgit Foreign Exchange Rates shows 1 USD = 3.4050 MYR on 30 October 2009. Why PayPal exchange rate is [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://spblogger.com/2009/10/29/malaysians-you-can-withdraw-paypal-fund-to-local-bank-for-free/">Malaysian can withdraw PayPal funds to local banks for FREE</a>. But the exchange rate from USD to RM is low. I checked it just now.</p>
<p style="text-align: center;"><img class="size-full wp-image-972 aligncenter" title="PayPal_Exchange_Rate" src="http://spblogger.com/wp-content/uploads/2009/10/PayPal_Exchange_Rate.png" alt="PayPal_Exchange_Rate" width="153" height="86" /></p>
<p>Only 1 USD = 3.32498 MYR. Come on. Bank Negara Malaysia Ringgit Foreign Exchange Rates shows 1 USD = 3.4050 MYR on 30 October 2009. Why PayPal exchange rate is so low? You will loss <del datetime="2009-11-20T11:05:22+00:00">RM801</del> RM80.10 for 1000 USD-MYR conversion. That&#8217;s a lot!!!</p>
<p>Anyway, will check the exchange rate again next few days. See is there any improvement. <img src='http://spblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>22</slash:comments>
		</item>
		<item>
		<title>Malaysians, you can withdraw PayPal fund to local bank for FREE!!!</title>
		<link>http://spblogger.com/2009/10/29/malaysians-you-can-withdraw-paypal-fund-to-local-bank-for-free/</link>
		<comments>http://spblogger.com/2009/10/29/malaysians-you-can-withdraw-paypal-fund-to-local-bank-for-free/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 15:07:33 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[charge card]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[fund]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[PayPal]]></category>
		<category><![CDATA[withdraw]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=961</guid>
		<description><![CDATA[Yeah&#8230; A great news for Malaysia PayPal users. Now you can withdraw PayPal funds to local banks for FREE. I have some funds in PayPal from ADSDAQ. Before this, I planed to use the fund to pay US hosting fee or buy online stuffs from US. But now no need to keep so much fund [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; A great news for Malaysia PayPal users. Now you can <strong>withdraw PayPal funds to local banks for FREE</strong>. I have some funds in PayPal from ADSDAQ. Before this, I planed to use the fund to pay US hosting fee or buy online stuffs from US. But now no need to keep so much fund in PayPal already. I can withdraw them easily.</p>
<p style="text-align: center;"><img class="size-full wp-image-962 aligncenter" title="PayPal_Withdraw" src="http://spblogger.com/wp-content/uploads/2009/10/PayPal_Withdraw.png" alt="PayPal_Withdraw" width="574" height="213" /></p>
<p>All the while, the only way to get PayPal funds out was using credit card or charge card. And there is USD 5 fee charges (RM20 now). But who want to withdraw to card when you can get it free (&gt;RM400) or pay RM3 fee (&lt;RM400) to local bank?</p>
]]></content:encoded>
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		<slash:comments>9</slash:comments>
		</item>
	</channel>
</rss>

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