Malaysia Banking Fixed Deposit Rate (FD) ~ Updated 24-05-2010

With the increment of BLR rate, the Fixed Deposit Rate (FD) also followed. You can get up to 3.05% for 12 months tenure from now on.

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)
Min. Tenure
(Mths)
Rates % (p.a.)
Tenure (Mths)
Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 2.55 2.60 2.75 2.80 3.05 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Alliance FDGold 40 Yes 30000 12 2.90 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 2.50 2.50 2.70 2.70 3.00 No Upon maturity
Am50Plus 49 Yes 5000 6 2.75 2.75 3.05 No Monthly
InterestPlus 18 No 5000 1000 1 33.20 12.45 7.30 5.62 5.10 No Upon maturity
AmQuantum 18 No 5000 9 2.70 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 2.50 2.55 2.65 2.65 2.80 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit 21 No 5000 1000 1 2.50 2.50 2.50 2.50 3.00 No Upon maturity
CIMB Bank Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Fixed deposit 50 Yes 5000 1000 1 2.25 2.30 2.35 2.35 2.75 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.80 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 18 No 5000 500 1 2.45 2.55 2.60 2.60 2.85 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.45 2.55 2.60 2.60 2.85 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.45 2.55 2.60 2.60 2.85 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18 No 5000 500 1 2.40 2.45 2.50 2.50 2.80 No Upon maturity
Hong Leong Senior Savers Fixed Deposits 55 Yes 30000 3 2.45 2.50 2.50 2.80 No Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 No Upon maturity
HSBC Premier Flexi Time Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 Yes Monthly
PVA Flexi TMD 21 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 Yes Monthly
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18 No 5000 500 1 2.50 2.60 2.65 2.70 2.80 Yes Monthly
RHB Bank Berhad
RHB FD P.A.Y.S 18 No 10000 3 2.50 No Monthly
Ordinary FD Tier 1 18 No 5000 500 1 2.50 2.50 2.70 2.70 3.00 No Upon maturity
RHB Senior FD 50 Yes 10000 10000 12 3.00 No Monthly
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.25 2.25 2.25 2.40 2.60 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.50 2.50 2.60 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.40 2.45 2.50 2.50 2.80 No Upon maturity
Golden Saver 50 Yes 100000 100000 1 2.65 2.70 2.75 2.75 2.90 No Upon maturity

Last updated: 24/05/2010

via: Banking Info

  • nicole

    hi, have you heard house loan with FDR rate? now i’m confusing on either choose BLR or FDR for my house loan? any suggestion? most of the bank offer BLR -2.15% and one bank offer me FDR with +1%

    • Actually, both are about the same.
      FDR — 3.05 + 1.00 = 4.05%
      BLR — 6.05 – 2.15 = 3.9%

      In this case, BLR is better. 😉

      • nicole

        Thanks ~However, now the bank which offer me FDR is with FD rate is 2.85 only, so is 2.85 + 1% = 3.85%

        I just worry for future, dunno FD will suddenly increase % more than BLR increase % anot…haiz…i ask many people opinion but they all seems like never heard about house loan with FDR offer cause most of them are with BLR offer~

        • They should be increased the same %. Else banks cannot earn much from loan interest.

          • nicole

            Thanks a lot. think i will choose FDR for my house loan since now their offer is better compare with the BLR.