Malaysian can withdraw PayPal funds to local banks for FREE. But the exchange rate from USD to RM is low. I checked it just now.

Only 1 USD = 3.32498 MYR. Come on. Bank Negara Malaysia Ringgit Foreign Exchange Rates shows 1 USD = 3.4050 MYR on 30 October 2009. Why PayPal exchange rate is so low? You will loss RM801 RM80.10 for 1000 USD-MYR conversion. That’s a lot!!!

Anyway, will check the exchange rate again next few days. See is there any improvement.

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Yeah… A great news for Malaysia PayPal users. Now you can withdraw PayPal funds to local banks for FREE. I have some funds in PayPal from ADSDAQ. Before this, I planed to use the fund to pay US hosting fee or buy online stuffs from US. But now no need to keep so much fund in PayPal already. I can withdraw them easily.

All the while, the only way to get PayPal funds out was using credit card or charge card. And there is USD 5 fee charges (RM20 now). But who want to withdraw to card when you can get it free (>RM400) or pay RM3 fee (<RM400) to local bank?

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Traffic == Income

Yup. The more traffic that you get from your websites, the higher income you will get. I am on turbo mode early this month when ADSDAQ performed extremely well (for few days only) and turbo mode again this few days when Innity Performance Network is crazy also. Woo… I am a little bit tired but happy with the result.

JayceOoi.com weekly traffic from Nuffnang

Getting 5000 visitors per day is still a very far way to go. Maybe I set a too high target already. 3000 daily visitors should not be a problem on JayceOoi.com next birthday. Hmm… Need to work hard to reach there.

2 days left on October. On my daily checking on revenue (yup. I do daily checking on online income), October should be the highest income month so far. Nuffnang and Innity are fighting very strong. But Innity might not able to beat Nuffnang due to less CPM ads show already. And it still has RM100 to go. A very tough fight indeed. By the way, both of them beat ADSDAQ. Wow…

However, November is another story. Nuffnang don’t have much earning to bring over. Innity should win Nuffnang easily if performance is maintained. Innity == a bright new star? Yes, when I get the first payment.

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The stock market did not perform well this few days. It did not perform like March and July. Maybe the bear is started to take over. Hey, bull. Where are you?

I missed the chance the sell INTC on 14 October 2009. INTC hit USD 21.27 that day. I did not sell because my target was USD 22.50. That’s still a long way to go. And it dropped until USD 19.68 on 28 October 2009. That’s 5.72% dropped. Ouch…

The lesson to learn… Don’t be too greedy.

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Hey, pay back your PTPTN loan now. Don’t ever delay any payment. PTPTN don’t have much fund left. It needs your money to lend to others. Hurry up and pay back!!!

Above was the letter that I got from PTPTN. Asking us to pay back the overdue loan payment. Some of my friends also getting this letter from PTPTN. Hmm… Don’t know how to pay back? No worry, just follow the guide ~ How to pay back PTPTN loan online? Be sure to pay it.

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