Yeah… ADSDAQ revenue is getting better and better each month. By the way, Innity is good in figure only. I still did not receive any payment from Innity yet. Based on its FAQ, I should get the September and October payments by now. Example, for 16th April – 30th April revenue, paid within 30 days after 30th April (i.e. by 30th May). Hmm… When can I receive Innity payment?
Internet income report for November 2009
Google AdSense – US$ 207.78 (RM 697.30)
ADSDAQ – US$ 157.61 (RM 528.93)
Innity – US$ 117.92 (RM 395.77)
Nuffnang – US$ 73.36 (RM 246.20)
Infolinks – US$ 49.50 (RM 166.12)
Grand Total: US$ 606.17 (RM 2034.32)
So far, Google AdSense, ADSDAQ, Nuffnang and Infolinks’ payments are on time. They don’t ever delay any payment before. Will Innity become like Advertlets? Oh no… I have more than RM1000 in Innity. Help!!!
Base Lending Rate (BLR) is the rate that followed by bank to determine house and shop loan. By knowing the past history BLR will let you know a better view on how the BLR rate going. Below is the Malaysia Base Lending Rate (BLR) history chart for January from year 1989 to year 2009.
Year BLR Readjust
2009 6.50%
2008 6.75% 6.50%
2007 6.75%
2006 6.00%
2005 6.00%
2004 6.00%
2003 6.50%
2002 6.50%
2001 6.75%
2000 6.75%
1999 8.00%
1998 10.50% 12.27%
1997 9.25%
1996 8.50%
1995 6.60%
1994 8.25%
1993 9.50%
1992 9.00%
1991 7.50%
1990 7.00%
1989 7.00%
Year 1998 BLR rate was the highest due to 1997-98 economy crisis. Almost all the South East Asia financial institutions were facing problem during that time. Luckily, it passed. Based on the current economy trend, the BLR rate will be higher in year 2010 and 2011 when economy is back on track.
Maybank Investment Bank wrote another company update on Tanjong PLC again today. It keeps the same target price @ RM18.60.
Succession planning, and more? Mr Yin Yee Yuen, COO of Pan Malaysian Pools, retains his position. He is nearing retirement age after sixteen years with the company. Mr Goh’s appointment could be seen as succession planning. It could also be read as a possible prelude to corporate restructuring now that Entertainment has been carved out as a separate division.
… from MIB.
Tanjong stock price hover around RM16.40 for 3 weeks. It ended at RM16.16 on November 2009 due to Dubai fear. So what is the best buying price for Tanjong? I set RM15.50 as the buying price on 10th November 2009. I will lower it to RM15.00 or RM14.50 if Dubai issue is getting worst. Let’s wait and see…
Buy stock when economy crisis; Sell stock when on good economy
Plan to buy a new house or shop lot? Here is the Base Lending Rate (BLR) for Malaysia taken from Banking Info. Do you own calculation before buy any new property.
| No. | Banking Institution | With Effect From | BLR (% p.a.) |
| 1 | Affin Bank Berhad | 02/03/2009 | 5.50 |
| 2 | Alliance Bank Malaysia Berhad | 02/03/2009 | 5.55 |
| 3 | AmBank (M) Berhad | 10/03/2009 | 5.55 |
| 4 | Bangkok Bank Berhad | 06/03/2009 | 5.55 |
| 5 | Bank of America Malaysia Berhad | 01/03/2009 | 5.55 |
| 6 | Bank of China (Malaysia) Berhad | 03/03/2009 | 5.55 |
| 7 | Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad | 06/03/2009 | 5.25 |
| 8 | CIMB Bank Berhad | 02/03/2009 | 5.55 |
| 9 | Citibank Berhad | 10/03/2009 | 5.60 |
| 10 | Deutsche Bank (Malaysia) Berhad | 03/03/2009 | 5.55 |
| 11 | EON Bank Berhad | 10/03/2009 | 5.55 |
| 12 | Hong Leong Bank Berhad | 03/03/2009 | 5.55 |
| 13 | HSBC Bank Malaysia Berhad | 02/03/2009 | 5.55 |
| 14 | J.P. Morgan Chase Bank Berhad | 03/03/2009 | 5.25 |
| 15 | Malayan Banking Berhad | 03/03/2009 | 5.55 |
| 16 | OCBC Bank (Malaysia) Berhad | 01/03/2009 | 5.55 |
| 17 | Public Bank Berhad | 03/03/2009 | 5.55 |
| 18 | RHB Bank Berhad | 02/03/2009 | 5.55 |
| 19 | Standard Chartered Bank Malaysia Berhad | 03/03/2009 | 5.55 |
| 20 | The Bank of Nova Scotia Berhad | 05/03/2009 | 5.55 |
| 21 | The Royal Bank of Scotland Berhad | 27/02/2009 | 5.25 |
| 22 | United Overseas Bank (Malaysia) Berhad | 06/03/2009 | 5.55 |
Last updated: 21/04/2009
“Spend your money wisely”. Yes… We really need to use our hard earn money wisely. Else you will end up using all the money very fast. Why do I have this kind of feeling? Hmm… I want to buy lot of stuffs like new mobile phone, new SLR camera lately. Trying to spend the money that I earn from stock market lately. I do have financial planning but earning from stock market is not included in the spending plan yet. But I have decided to include it in starting next year. Therefore, I need to buy whatever I like before end of year.
To buy lists
HTC HD2
Nikon D700 body
Nikon 50mm f/1.4 lens
Nikon SB900 flash
Nikon 12-24 f/2.8 lens
Nikon 70-200 f2.8 VR lens (II)?
Nikon 24-70 f2.8 lens?
To sell list
Canon EOS 400D
Canon 18-55 kit lens
Canon BG-E3
Canon 17-55 f/2.8 IS lens
Canon 50mm f1.4 lens
Canon 580EX II flash
Should I buy new SLR system by switching from Canon to Nikon? It is a very expensive investment… 
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