Base Lending Rate (BLR) is the rate that followed by bank to determine house and shop loan. By knowing the past history BLR will let you know a better view on how the BLR rate going. Below is the Malaysia Base Lending Rate (BLR) history chart for January from year 1989 to year 2009.

Year    BLR     Readjust
2009    6.50%
2008    6.75%     6.50%
2007    6.75%
2006    6.00%
2005    6.00%
2004    6.00%
2003    6.50%
2002    6.50%
2001    6.75%
2000    6.75%
1999    8.00%
1998    10.50%   12.27%
1997    9.25%
1996    8.50%
1995    6.60%
1994    8.25%
1993    9.50%
1992    9.00%
1991    7.50%
1990    7.00%
1989    7.00%

Year 1998 BLR rate was the highest due to 1997-98 economy crisis. Almost all the South East Asia financial institutions were facing problem during that time. Luckily, it passed. Based on the current economy trend, the BLR rate will be higher in year 2010 and 2011 when economy is back on track.

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Hey, pay back your PTPTN loan now. Don’t ever delay any payment. PTPTN don’t have much fund left. It needs your money to lend to others. Hurry up and pay back!!!

Above was the letter that I got from PTPTN. Asking us to pay back the overdue loan payment. Some of my friends also getting this letter from PTPTN. Hmm… Don’t know how to pay back? No worry, just follow the guide ~ How to pay back PTPTN loan online? Be sure to pay it.

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How to payback PTPTN loan online? It is much easier to pay PTPTN repayment now. We can pay it online using FPX service. There is lot of Internet banking that we can select from like Maybank, Public Bank, CIMB, Bank Islam, Hong Leong Bank, RHB… The entire PTPTN repayment process takes less than 5 minutes to complete using online method. Isn’t that great? Note – RM0.50 charges incur for FPX service.

How to payback PTPTN loan using online method? No worry. Just follow the steps given at PTPTN E-FES website. It is as easy as ABC. But you need to have Internet banking account first. Then, you don’t need to go to bank to pay PTPTN loan repayment already.

Of course… The better is that we don’t need to pay it back at all.

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