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	<title>SP Blogger &#187; money</title>
	<atom:link href="http://spblogger.com/tag/money/feed/" rel="self" type="application/rss+xml" />
	<link>http://spblogger.com</link>
	<description>Make Money Online, Blogging Tips, SEO, Investment Guide, Financial Planning...</description>
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			<item>
		<title>Internet income report for February 2010</title>
		<link>http://spblogger.com/2010/03/02/internet-income-report-for-february-2010/</link>
		<comments>http://spblogger.com/2010/03/02/internet-income-report-for-february-2010/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 04:00:38 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1340</guid>
		<description><![CDATA[As usual, February is the shortest month of the year. Only 28 days for year 2010. And online income which counts by day also got affected. Anyway, my blogs&#8217; income is stable. Or should I say traffic. I took 1 week off during Chinese New Year holidays to Johor, Malaysia. Did not blog anything at [...]]]></description>
			<content:encoded><![CDATA[<p>As usual, February is the shortest month of the year. Only 28 days for year 2010. And online income which counts by day also got affected. Anyway, my blogs&#8217; income is stable. Or should I say traffic. I took 1 week off during Chinese New Year holidays to Johor, Malaysia. Did not blog anything at all. However, the daily traffic and earning does not reduce much (or at all). Traffic was low (dropped 15%) on 1st day of Chinese New Year as most of us were celebrating the big event including me. </p>
<p><strong>Internet income report for February 2010</strong></p>
<p>Google AdSense – US$ 220.05 (RM 739.52)<br />
Innity – US$ 143.36 (RM 481.81)<br />
Nuffnang – US$ 93.86 (RM 315.45)<br />
ADSDAQ – US$ 74.52 (RM 250.43)<br />
Infolinks – US$ 37.27 (RM 125.25)</p>
<p><strong>Grand Total: US$ 569.06 (RM 1912.46)</strong></p>
<p>I told myself long time ago. Write 1 article at least each day. I manage to do so on <a href="http://prettygirl2u.com">Pretty Girl 2u</a> only. Why? No brain is needed on PrettyGirl2u articles. I just need to find, edit the girls&#8217; photos and schedule to post them. So I get lot of money from it? Nope, easy tasks == low return. </p>
<p><strong>Writing quality, current trend, popular keywords articles do help to bring more traffic.</strong> For example, <a href="http://www.jayceooi.com/2009/09/07/dell-ultrasharp-u2410-review/" target="_blank">Dell UltraSharp U2410 Review</a> post. I knew that I am going to get some traffic based on this review. So I bought this monitor on September 2009. By the way, it is not cheap ~ RM1799. 200+ page views in the first 2 weeks. Around 150 page views after that and getting 100 page views nowadays. Finally, total 21,986 page views as at now.</p>
<p>It took me several days to write this article. I need to run lot of testings. But it is worth the effort based on the return. However, you will get the same traffic or even more sometime with less effort if your keywords are matched to the current searching trend. Never stop get updated with latest info and knowledge. You will get more in return when you are in the front end of the technology. <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Internet income report for January 2010</title>
		<link>http://spblogger.com/2010/02/02/internet-income-report-for-january-2010/</link>
		<comments>http://spblogger.com/2010/02/02/internet-income-report-for-january-2010/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 04:00:08 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1291</guid>
		<description><![CDATA[Yeah&#8230; The first month of year 2010. How is the Internet income? Oh no&#8230; It dropped a lot. As expected, most of the earning back to the normal rate. No more holidays season. ADSDAQ earning fall back to normal from turbo mode and payment was delayed. JayceOoi.com traffic increased some but the earnings are not. [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; The first month of year 2010. How is the Internet income? Oh no&#8230; It dropped a lot. As expected, most of the earning back to the normal rate. No more holidays season. ADSDAQ earning fall back to normal from turbo mode and payment was delayed. <a href="http://www.jayceooi.com">JayceOoi.com</a> traffic increased some but the earnings are not. Most of the advertising companies&#8217; ad inventories are low. But look at the bright side, Infolinks is not the last anymore. It overtook ADSDAQ&#8230;</p>
<p><strong>Internet income report for January 2010</strong></p>
<p>Google AdSense – US$ 224.28 (RM 760.19)<br />
Innity – US$ 107.35 (RM 363.87)<br />
Nuffnang – US$ 80.45 (RM 272.69)<br />
Infolinks – US$ 70.09 (RM 237.57)<br />
ADSDAQ – US$ 69.71 (RM 236.28)</p>
<p><strong>Grand Total: US$ 551.88 (RM 1870.60)</strong></p>
<p>Getting RM 2,000 per month is hard. Getting RM 3,000 is even harder. How much visitors per day should I need in order to get RM 4,000 per month? I checked Google Analytics traffic and the earning for the pass few months. </p>
<p>RM 500 == 500 visitors<br />
RM 800 == 1,500 visitors<br />
RM 1,200 == 2,300 visitors<br />
RM 1,900 == 3,300 visitors<br />
RM 4,000 == ?? visitors</p>
<p>So RM 4,000 only needs around 7,000 visitors, right? Not exactly but it is near I think. The earning does not come in this way. Google AdSense and Infolinks depend on keyword rate, CTR, articles and visitors behavior while Innity, Nuffnang and ADSDAQ depend on ad inventories. To be safe, my target&#8230;</p>
<p><strong>RM 5000 == 10,000 visitors.</strong></p>
<p>Here come another question&#8230; How long will I need in order to get 10,000 visitors per day? </p>
]]></content:encoded>
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		<slash:comments>24</slash:comments>
		</item>
		<item>
		<title>2009 Stock Investment Review</title>
		<link>http://spblogger.com/2010/01/26/2009-stock-investment-review/</link>
		<comments>http://spblogger.com/2010/01/26/2009-stock-investment-review/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 13:52:40 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Stock]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[2010]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[IOICORP]]></category>
		<category><![CDATA[KLCI]]></category>
		<category><![CDATA[margin]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Mudajaya]]></category>
		<category><![CDATA[Performance Review]]></category>
		<category><![CDATA[share]]></category>
		<category><![CDATA[Tanjong]]></category>
		<category><![CDATA[Unit Trust]]></category>
		<category><![CDATA[warrant]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1276</guid>
		<description><![CDATA[Yeah&#8230; 2009 was a very good year for investment no matter in stock market or unit trust. The bull had been running from March until end of the year. It was a little bit flat at the end but up a lot in overall during year 2009.

FBM KLCI 2009 performance
Wow&#8230; I started to invest in [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; 2009 was a very good year for investment no matter in stock market or unit trust. The bull had been running from March until end of the year. It was a little bit flat at the end but up a lot in overall during year 2009.</p>
<p style="text-align: center;"><img class="size-full wp-image-1277 aligncenter" title="KLCI_2009" src="http://spblogger.com/wp-content/uploads/2010/01/KLCI_2009.jpg" alt="" width="600" height="318" /><br />
FBM KLCI 2009 performance</p>
<p>Wow&#8230; I started to invest in stock market back in middle of year 2006. Lost lot of money until end of year 2008. Invested in some &#8216;dangerous&#8217; stocks (gain fast &#038; lose fast). Bought called warrants too. Whenever I look back those years, I laugh. How silly am I back then?</p>
<p><a href="http://spblogger.com/2009/05/06/stock-market-i-am-back/">I started to invest late in year 2009</a>. And set target to earn RM 20k in stock market that year. And I achieved it. However, it just managed to cover past few years losses. So year 2010 is a new start for stock investment. I paid lot of education fee and it&#8217;s time to gain it back. </p>
<p>What did I do in year 2009 compare to year 2006-2008? I studied stock research firm reports. Be aware of the current economy trend. I selected recommended stock to invest. I did my own analysis of course rather than follow research report blindly. I did not &#8216;play&#8217; called warrant anymore. And invest in high dividend stock only. Focus on less than 10 stocks only like Tanjong PLC, Mudajaya and IOICorp&#8230; By the way, I did lend some money by using stock margin facility. It helped me to buy stock even that I did not have such amount of money. Else I could not reach my year 2009 target.</p>
<p>Looking forward ~ year 2010. This is not a smooth year to invest. Most of the stock price already reached the fair value in year 2009. But it is not impossible to make money this year. So I set another high target for me ~ RM 30k. Let&#8217;s fight for it. <img src='http://spblogger.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Internet income report for December 2009</title>
		<link>http://spblogger.com/2010/01/02/internet-income-report-for-december-2009/</link>
		<comments>http://spblogger.com/2010/01/02/internet-income-report-for-december-2009/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 00:00:04 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1222</guid>
		<description><![CDATA[Bravo&#8230; Bravo to Innity. It managed to contribute the highest income last month. Thanks for its higher pay rate Site Take Over ad. Check out Nuffnang vs Innity post to find out which local ad company provides better earning. Or you can see it here too. 
Internet income report for December 2009
Innity – US$ 243.79 [...]]]></description>
			<content:encoded><![CDATA[<p>Bravo&#8230; Bravo to Innity. It managed to contribute the highest income last month. Thanks for its higher pay rate Site Take Over ad. Check out <a href="http://spblogger.com/2009/12/12/nuffnang-vs-innity/">Nuffnang vs Innity</a> post to find out which local ad company provides better earning. Or you can see it here too. </p>
<p><strong>Internet income report for December 2009</strong></p>
<p>Innity – US$ 243.79 (RM 825.73)<br />
Google AdSense – US$ 209.01 (RM 707.91)<br />
ADSDAQ – US$ 143.67 (RM 486.61)<br />
Nuffnang – US$ 69.04 (RM 233.86)<br />
Infolinks – US$ 67.10 (RM 227.26)</p>
<p><strong>Grand Total: US$ 732.61 (RM 2481.37)</strong></p>
<p>I changed blog layout last month. Removed Google AdSense leaderboard ad. The earning is about the same. But Infolinks earning is getting better. Will continue to improve the layout and earning. </p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2010/01/02/internet-income-report-for-december-2009/feed/</wfw:commentRss>
		<slash:comments>28</slash:comments>
		</item>
		<item>
		<title>Internet income report for November 2009</title>
		<link>http://spblogger.com/2009/12/02/internet-income-report-for-november-2009/</link>
		<comments>http://spblogger.com/2009/12/02/internet-income-report-for-november-2009/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 04:00:24 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Performance Network]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1090</guid>
		<description><![CDATA[Yeah&#8230; ADSDAQ revenue is getting better and better each month. By the way, Innity is good in figure only. I still did not receive any payment from Innity yet. Based on its FAQ, I should get the September and October payments by now. Example, for 16th April – 30th April revenue, paid within 30 days [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah&#8230; ADSDAQ revenue is getting better and better each month. By the way, Innity is good in figure only. I still did not receive any payment from Innity yet. Based on its <a href="http://www.innity.com/publisher/publisher-faq.php" target="_blank">FAQ</a>, I should get the September and October payments by now. Example, for 16th April – 30th April revenue, paid within 30 days after 30th April (i.e. by 30th May). Hmm&#8230; When can I receive Innity payment?</p>
<p><strong>Internet income report for November 2009</strong></p>
<p>Google AdSense – US$ 207.78 (RM 697.30)<br />
ADSDAQ – US$ 157.61 (RM 528.93)<br />
Innity – US$ 117.92 (RM 395.77)<br />
Nuffnang – US$ 73.36 (RM 246.20)<br />
Infolinks – US$ 49.50 (RM 166.12)</p>
<p><strong>Grand Total: US$ 606.17 (RM 2034.32)</strong></p>
<p>So far, Google AdSense, ADSDAQ, Nuffnang and Infolinks&#8217; payments are on time. They don&#8217;t ever delay any payment before. Will Innity become like <a href="http://spblogger.com/2008/05/10/advertletscom-beware-of-this-online-advertising-company/">Advertlets</a>? Oh no&#8230; I have more than RM1000 in Innity. Help!!!</p>
]]></content:encoded>
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		<slash:comments>20</slash:comments>
		</item>
		<item>
		<title>Spend your money wisely</title>
		<link>http://spblogger.com/2009/11/26/spend-your-money-wisely/</link>
		<comments>http://spblogger.com/2009/11/26/spend-your-money-wisely/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 03:27:32 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[spend]]></category>
		<category><![CDATA[Stock]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1069</guid>
		<description><![CDATA[&#8220;Spend your money wisely&#8221;. Yes&#8230; We really need to use our hard earn money wisely. Else you will end up using all the money very fast. Why do I have this kind of feeling? Hmm&#8230; I want to buy lot of stuffs like new mobile phone, new SLR camera lately. Trying to spend the money [...]]]></description>
			<content:encoded><![CDATA[<p><strong>&#8220;Spend your money wisely&#8221;</strong>. Yes&#8230; We really need to use our hard earn money wisely. Else you will end up using all the money very fast. Why do I have this kind of feeling? Hmm&#8230; I want to buy lot of stuffs like new mobile phone, new SLR camera lately. Trying to spend the money that I earn from stock market lately. I do have <a href="http://www.jayceooi.com/2007/05/08/how-to-save-money-for-the-future/">financial planning</a> but earning from stock market is not included in the spending plan yet. But I have decided to include it in starting next year. Therefore, I need to buy whatever I like before end of year. </p>
<p><strong>To buy lists</strong><br />
HTC HD2<br />
Nikon D700 body<br />
Nikon 50mm f/1.4 lens<br />
Nikon SB900 flash<br />
Nikon 12-24 f/2.8 lens<br />
Nikon 70-200 f2.8 VR lens (II)?<br />
Nikon 24-70 f2.8 lens?</p>
<p><strong>To sell list</strong><br />
Canon EOS 400D<br />
Canon 18-55 kit lens<br />
Canon BG-E3<br />
Canon 17-55 f/2.8 IS lens<br />
Canon 50mm f1.4 lens<br />
Canon 580EX II flash</p>
<p>Should I buy new SLR system by switching from Canon to Nikon? It is a very expensive investment&#8230; <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Canon 7D vs Nikon D700</title>
		<link>http://spblogger.com/2009/11/21/canon-7d-vs-nikon-d700/</link>
		<comments>http://spblogger.com/2009/11/21/canon-7d-vs-nikon-d700/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 08:42:13 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[17-55]]></category>
		<category><![CDATA[18-55]]></category>
		<category><![CDATA[50 1.4]]></category>
		<category><![CDATA[580EX II]]></category>
		<category><![CDATA[5D]]></category>
		<category><![CDATA[7D]]></category>
		<category><![CDATA[camera]]></category>
		<category><![CDATA[Canon]]></category>
		<category><![CDATA[D700]]></category>
		<category><![CDATA[lens]]></category>
		<category><![CDATA[Mark II]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nikon]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1066</guid>
		<description><![CDATA[Hmm&#8230;. Photography topic should be posted at JayceOoi.com but I want to put it here. Why? It deals with money.
I want to buy a new camera body from my existing Canon EOS 400D. It is just 1.6x crop body. Plan to buy a full frame body in near future. I have 2 options to choose. [...]]]></description>
			<content:encoded><![CDATA[<p>Hmm&#8230;. Photography topic should be posted at <a href="http://www.jayceooi.com">JayceOoi.com</a> but I want to put it here. Why? It deals with money.</p>
<p>I want to buy a new camera body from my existing Canon EOS 400D. It is just 1.6x crop body. Plan to buy a full frame body in near future. I have 2 options to choose. Canon EOS 7D which is also 1.6x crop but with better focus sensor and has video function. Or the Nikon D700 full frame body with no video ability. I don&#8217;t even think of Canon EOS 5D Mark II due to its poor focus sensor. It is almost as poor as Canon 400D ~ 9 points with 1 center cross type sensor. However, it is not a simple decision to change to Nikon because I have several lens like 18-55mm lens, 17-55mm f/2.8 IS lens, 50mm f/1.4 lens and 580EX II flash. I need to sell everything if jump ship to Nikon. But I really love the image quality of full frame body.</p>
<p>Looking around the web forum on buying and selling column lately. Most of the prices offer was low. Camera body price dropped the most due to new technology coming out. Luckily, the price of the lenses do not drop unless a replacement lens comes out. That is a long time because lens usually get replace in 10+ years time while body in 2 years. So better invest in lens more than body.</p>
<p>Guess what? I think that I have decided to stay with Canon for some times. I look at my lenses. They are so new. I am not willing to sell them off at low price. Hmm&#8230; Should I buy Canon 7D or Nikon D700?</p>
<p>By the way, after thinking and wondering for answer. I think that I better do this&#8230;</p>
<blockquote>
<h1 style="text-align: center;">Focus on taking photo, not the camera and lens.</h1>
</blockquote>
]]></content:encoded>
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		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Should I borrow money to invest in stock market?</title>
		<link>http://spblogger.com/2009/11/12/should-i-borrow-money-to-invest-in-stock-market/</link>
		<comments>http://spblogger.com/2009/11/12/should-i-borrow-money-to-invest-in-stock-market/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 13:15:39 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Stock]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[dividend]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Public Bank]]></category>
		<category><![CDATA[share]]></category>
		<category><![CDATA[Share Margin Financing]]></category>
		<category><![CDATA[trading]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=1036</guid>
		<description><![CDATA[Should I borrow money to invest in stock market? Actually, the concept is the same as borrow money to buy car or house. Just that car and house is a must for our daily life and not stock. Most of us cannot afford to buy car and house in cash. And need to borrow from [...]]]></description>
			<content:encoded><![CDATA[<p>Should I borrow money to invest in stock market? Actually, the concept is the same as borrow money to buy car or house. Just that car and house is a must for our daily life and not stock. Most of us cannot afford to buy car and house in cash. And need to borrow from bank with interest changes. Same apply to share margin financing. With proper finance management, borrow money to invest in stock market does bring more revenue.</p>
<p>I am using <a href="http://spblogger.com/2009/08/03/public-bank-online-share-trading/">Public Bank Online Share Trading</a> with Share Margin Financing account. The minimum amount to borrow is RM50k (last time is RM100k) and with BLR &#8211; 1.8% (around 3.8% based on current BLR) per annum interest rate. Public Bank will borrow you 1.5X money based on what you have in that account ~ cash or stock value. For example, if you have RM100k cash there, you can borrow up to RM150k margin to invest. So total up as RM250k. Same apply to stock value. However, the stock value is determined by bank and not the market value. Some of the stocks do not have such value and bank does not want to take risk to lend you too much money. And if you are not able to pay back the loan, bank can force sell your stock.</p>
<p><strong>Choosing the correct stock to invest</strong> is important. You don&#8217;t want to invest on a stock have only 2% dividends and without any capital gain at all. Then you need to pay 3.8% to bank. End up you are losing money at 1.8%. So make sure you pick the high dividend yield stock to invest.</p>
<p><strong>Timing is another factor.</strong> With economy getting better and in the recovery road, having more money to invest is a nice move. You can easily earn more than 100% during this time. Why? Most of the stocks are undervalue and at a very attractive price. Some stocks can even go up to 300%. Therefore, you can earn a lot more with this extra money.</p>
<blockquote>
<h1 style="text-align: center;"><strong>Borrow money == Make more money</strong></h1>
</blockquote>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/11/12/should-i-borrow-money-to-invest-in-stock-market/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Internet income report for October 2009</title>
		<link>http://spblogger.com/2009/11/02/internet-income-report-for-october-2009/</link>
		<comments>http://spblogger.com/2009/11/02/internet-income-report-for-october-2009/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 16:47:26 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Performance Network]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=985</guid>
		<description><![CDATA[Yes! My Internet income broke RM 2,000 level finally. Although it is just a spike that cannot maintain, but I am happy with it. Google AdSense was the only one that brought less revenue. CPM Ads did help a lot when traffic increased. Nuffnang and Innity fought very hard and ended Nuffnang won the game [...]]]></description>
			<content:encoded><![CDATA[<p>Yes! My Internet income broke RM 2,000 level finally. Although it is just a spike that cannot maintain, but I am happy with it. Google AdSense was the only one that brought less revenue. CPM Ads did help a lot when traffic increased. Nuffnang and Innity fought very hard and ended Nuffnang won the game in October after loss in September. &#8220;Nuffnang vs Innity&#8221;, which one will be the winner in the end?</p>
<p><strong>Internet income report for October 2009</strong></p>
<p>Google AdSense – US$ 224.47 (RM 764.32)<br />
Nuffnang – US$ 160.76 (RM 547.42)<br />
Innity – US$ 157.46 (RM 536.18)<br />
ADSDAQ – US$ 117.04 (RM 398.52)<br />
Infolinks – US$ 45.28 (RM 154.17)</p>
<p><strong>Grand Total: US$ 705.01 (RM 2400.61)</strong></p>
<p>Innity Performance Network is a bright star (when I get the payment. It delayed September payment. Else I should get it by now. Hopefully, it won&#8217;t happen on October payment as well). <a href="http://spblogger.com/2008/05/10/advertletscom-beware-of-this-online-advertising-company/">No payment (or delay payment) makes me thinking of Advertlets</a>. Advertlets is still not paying bloggers nowadays. And getting payment from Advertlets is a tough task. You need to write blog post to ask for your payment like I did. Else you will end up getting nothing.</p>
<p>Remember&#8230; <strong>More traffic will bring more revenue.</strong> <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
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		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Internet income report for September 2009</title>
		<link>http://spblogger.com/2009/10/02/internet-income-report-for-september-2009/</link>
		<comments>http://spblogger.com/2009/10/02/internet-income-report-for-september-2009/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 00:00:14 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Performance Network]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=700</guid>
		<description><![CDATA[Welcome Innity Performance Network to the advertising family. Innity bought very good revenue last month. A detail review will be coming up. Besides Innity, all the other advertising networks&#8217; revenue increased except Google AdSense due to I replaced some Google AdSense ad placements with Innity. Anyway, last month was the highest earning month ever.
Internet income [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome Innity Performance Network to the advertising family. Innity bought very good revenue last month. A detail review will be coming up. Besides Innity, all the other advertising networks&#8217; revenue increased except Google AdSense due to I replaced some Google AdSense ad placements with Innity. Anyway, last month was the highest earning month ever.</p>
<p><strong>Internet income report for September 2009</strong></p>
<p>Google AdSense – US$ 190.22 (RM 649.69)<br />
ADSDAQ – US$ 89.15 (RM 304.56)<br />
Innity – US$ 84.99 (RM 290.30)<br />
Nuffnang – US$ 73.36 (RM 250.59)<br />
Infolinks – US$ 31.94 (RM 109.09)</p>
<p><strong>Grand Total: US$ 469.66 (RM 1604.23)</strong></p>
<p><strong>Focus on getting more traffic not revenue.</strong> This is what I always say lately. Yup, it is true. More traffic will bring more revenue. <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/10/02/internet-income-report-for-september-2009/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Focus on getting traffic not revenue</title>
		<link>http://spblogger.com/2009/09/16/focus-on-getting-traffic-not-revenue/</link>
		<comments>http://spblogger.com/2009/09/16/focus-on-getting-traffic-not-revenue/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 00:00:41 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Blogging tips]]></category>
		<category><![CDATA[Ads]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[CPC]]></category>
		<category><![CDATA[CPM]]></category>
		<category><![CDATA[image ads]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[revenue]]></category>
		<category><![CDATA[text ads]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=660</guid>
		<description><![CDATA[Money&#8230; Money&#8230; Money&#8230; Not everyone loves money. However, we cannot survive without it. That&#8217;s the simple rule of life. We need money to buy food, pay for daily needs and a place to stay. I am one of the participants in the rat race. Hopefully, will get out from there sooner. 
Getting more advertising in [...]]]></description>
			<content:encoded><![CDATA[<p>Money&#8230; Money&#8230; Money&#8230; Not everyone loves money. However, we cannot survive without it. That&#8217;s the simple rule of life. We need money to buy food, pay for daily needs and a place to stay. I am one of the participants in the rat race. Hopefully, will get out from there sooner. </p>
<p><strong>Getting more advertising in your blog does not mean to bring more income.</strong> And it will slow down the loading of your website. Some of the readers might go away due to too much advertising. They will like to get the information that they need and not the advertising. Unless the advertising match their interest. </p>
<p>My blogs&#8217; loading speed is slow lately. My friends told me else I did not notice it also. It is not directly due to many advertising but the hosting server response. It is slow when you key in the address and you need to wait until around 10 &#8211; 20 seconds for the page to start loading. Hmm&#8230; What is going on here?</p>
<p>Anyway, I will focus on the content rather than advertising from now on. With better keywords, they do bring more traffic. And that&#8217;s good if you have more CPM ads. Else you will have hard to earn if readers don&#8217;t click on CPC ads. Just take my blogs for example, my readers don&#8217;t like to click on image CPC ads. Therefore, the CPC ads earning is too low compare to CPM ads.</p>
<p>Finally, read more to gain more knowledge. It will help you to <strong>write better article == bring more traffic</strong>. And make sure your marketing is correct too. <img src='http://spblogger.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/09/16/focus-on-getting-traffic-not-revenue/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Internet income report for August 2009</title>
		<link>http://spblogger.com/2009/09/02/internet-income-report-for-august-2009/</link>
		<comments>http://spblogger.com/2009/09/02/internet-income-report-for-august-2009/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 04:00:36 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Innity]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Performance Network]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=637</guid>
		<description><![CDATA[Hmm&#8230; Before I started to write this post. I felt that this month earning will be less than previous month. Why? Because of Google AdSense. Google AdSense provides most of the Internet income. It dropped US$ 30 from previous highest level due to keywords pay rate was down. However, most of the other income sources [...]]]></description>
			<content:encoded><![CDATA[<p>Hmm&#8230; Before I started to write this post. I felt that this month earning will be less than previous month. Why? Because of Google AdSense. Google AdSense provides most of the Internet income. It dropped US$ 30 from previous highest level due to keywords pay rate was down. However, most of the other income sources increase. Make money online? Yes, I was busy with online stock trading lately. The earning is way better than these below but you need to take the risk when stock market goes down&#8230;</p>
<p><strong>Internet income report for August 2009</strong></p>
<p>Google AdSense – US$ 221.87 (RM 775.10)<br />
ADSDAQ – US$ 62.26 (RM 217.50)<br />
Nuffnang – US$ 42.86 (RM 148.48)<br />
Infolinks – US$ 24.92 (RM 87.05)</p>
<p><strong>Grand Total: US$ 351.91 (RM 1228.13)</strong></p>
<p>I <a href="http://spblogger.com/2009/08/17/innity-performance-network-review/">tried Innity Performance Network</a> last month. Was not happy with the 2 weeks earning and support response. So I took the code down. After that, I received some ad campaign emails from Innity Media. Therefore, I put back the code back on 31 August. By the time I wrote, I discovered that the Innity backup ad function is not working. Hmm&#8230; Are you using Innity Performance Network? Do you face the same issue as I do?</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/09/02/internet-income-report-for-august-2009/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Internet income report for July 2009</title>
		<link>http://spblogger.com/2009/08/02/internet-income-report-for-july-2009/</link>
		<comments>http://spblogger.com/2009/08/02/internet-income-report-for-july-2009/#comments</comments>
		<pubDate>Sun, 02 Aug 2009 00:00:08 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[passive]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[traffic]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=582</guid>
		<description><![CDATA[Yes! Google AdSense broke USD 250 level. Another historical record high of USD 251.86. I like this kind of income source ~ passive income. All you need to do is writing article on your blogs, you can schedule the posts too. No time constraint like office work from 0800 to 1730. However, not everyone can [...]]]></description>
			<content:encoded><![CDATA[<p>Yes! Google AdSense broke USD 250 level. Another historical record high of USD 251.86. I like this kind of income source ~ passive income. All you need to do is writing article on your blogs, you can schedule the posts too. No time constraint like office work from 0800 to 1730. However, not everyone can make money online. Time is needed and the correct way of doing so is the most important. You will end up with nothing if you don&#8217;t know the correct path and waste lot of energy.</p>
<p><strong>Internet income report for July 2009</strong></p>
<p>Google AdSense – US$ 251.86 (RM 878.61)<br />
ADSDAQ – US$ 59.58 (RM 207.84)<br />
Nuffnang – US$ 32.87 (RM 114.68)<br />
Infolinks – US$ 18.96 (RM 66.14)</p>
<p><strong>Grand Total: US$ 363.27 (RM 1267.27)</strong></p>
<p>Only the strong will survive.  Every advertising company earning is increasing. But Nuffnang earning does not match to increasing traffic. I am thinking of dumping Nuffnang from the list. And will use existing Nuffnang ad placements (top header, before comment and sidebar) for direct advertiser. These locations are good and should bring more income to me if I sell them directly. What do you think?</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/08/02/internet-income-report-for-july-2009/feed/</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>Internet income report for June 2009</title>
		<link>http://spblogger.com/2009/07/02/internet-income-report-for-june-2009/</link>
		<comments>http://spblogger.com/2009/07/02/internet-income-report-for-june-2009/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 01:00:52 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[HeartBeat]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[passive]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[Text Link Ads]]></category>
		<category><![CDATA[traffic]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=486</guid>
		<description><![CDATA[Go&#8230; Google AdSense go&#8230; Go&#8230; Go&#8230; Go&#8230; Yes. My Google AdSense earning finally broke USD 200 level. Historical record high of USD 236.06. Jayce Ooi&#8217;s Paradise itself contributed USD200. Follow by Pretty Girl 2u and SP Blogger. ADSDAQ also performed better than usual. Passed USD 50 cash out limit. Infolinks earning increased too.
Internet income report [...]]]></description>
			<content:encoded><![CDATA[<p>Go&#8230; Google AdSense go&#8230; Go&#8230; Go&#8230; Go&#8230; Yes. My Google AdSense earning finally broke USD 200 level. Historical record high of USD 236.06. <a href="http://www.jayceooi.com/">Jayce Ooi&#8217;s Paradise</a> itself contributed USD200. Follow by <a href="http://prettygirl2u.com/">Pretty Girl 2u</a> and <a href="http://spblogger.com/">SP Blogger</a>. ADSDAQ also performed better than usual. Passed USD 50 cash out limit. Infolinks earning increased too.</p>
<p><strong>Internet income report for June 2009</strong></p>
<p>Google AdSense – US$ 236.06 (RM 823.54)<br />
ADSDAQ – US$ 51.60 (RM 180.01)<br />
Nuffnang – US$ 44.52 (RM 155.32)<br />
Infolinks – US$ 15.70 (RM 54.77)</p>
<p><strong>Grand Total: US$ 347.88 (RM 1213.64)</strong></p>
<p>Well&#8230; Nuffnang was the only one that contributed lesser income due to less advertisement assigned to 3 of my blogs. <a href="http://www.5xmom.com/hiaks-celebrating-my-first-rm30k/">5xmom</a> managed to get RM 3000 per month from Nuffnang. Why I cannot? Hmm&#8230;</p>
]]></content:encoded>
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		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Internet income report for May 2009</title>
		<link>http://spblogger.com/2009/06/02/internet-income-report-for-may-2009/</link>
		<comments>http://spblogger.com/2009/06/02/internet-income-report-for-may-2009/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 00:00:20 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[HeartBeat]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[passive]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[Text Link Ads]]></category>
		<category><![CDATA[traffic]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=426</guid>
		<description><![CDATA[May 2009 was the month that I received lot of affiliates&#8217; payments. I received payments from B&#38;H Photo Video and HeartBeat. I joined these affiliates long time ago. And I just managed to withdraw the payments. B&#38;H Photo Video paid in cheque. How much will I get when I clear a US cheque? I have [...]]]></description>
			<content:encoded><![CDATA[<p>May 2009 was the month that I received lot of affiliates&#8217; payments. I received payments from B&amp;H Photo Video and HeartBeat. I joined these affiliates long time ago. And I just managed to withdraw the payments. B&amp;H Photo Video paid in cheque. How much will I get when I clear a US cheque? I have USD 20.63 only. <strong>Which bank in Malaysia offers the lowest charges to clear US cheque?</strong> I don&#8217;t want to lose my precious money to the bank charges.</p>
<p><strong>Internet income report for May 2009</strong></p>
<p>Google AdSense &#8211; US$ 171.19 (RM 590.26)<br />
Nuffnang &#8211; US$ 63.85 (RM 220.18)<br />
ADSDAQ &#8211; US$ 42.57 (RM 146.78)<br />
Text Link Ads &#8211; US$ 40.00 (RM 137.92)<br />
B&amp;H Photo Video &#8211; US$ 20.63 (RM 71.13)<br />
HeartBeat &#8211; US$ 17.69 (RM 61.00)<br />
Infolinks &#8211; US$ 11.47 (RM 39.54)</p>
<p><strong>Grand Total: US$ 367.40 (RM 1266.81)</strong></p>
<p>More and more bloggers nowadays. Some of my friends also involve in blogging actively lately. Hopefully, all of us will earn more online income. I like to earn online income as passive income because I still can earn money even without doing anything. Some bloggers manage to maintain its earning even without writing anything for months. That&#8217;s cool&#8230;</p>
]]></content:encoded>
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		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>The largest payment from Google AdSense</title>
		<link>http://spblogger.com/2009/06/01/the-largest-payment-from-google-adsense/</link>
		<comments>http://spblogger.com/2009/06/01/the-largest-payment-from-google-adsense/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 07:50:27 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Google AdSense]]></category>
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		<category><![CDATA[best money maker]]></category>
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		<category><![CDATA[Western Union payment]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=421</guid>
		<description><![CDATA[Yes. Google AdSense is still the best online income generator for me. And I just received the largest payment from Google AdSense using Western Union last month. I am glad that I am still able to get monthly payment from Google AdSense. Still targeting to break USD 200 level in near future. Need to work [...]]]></description>
			<content:encoded><![CDATA[<p>Yes. Google AdSense is still the best online income generator for me. And I just received the largest payment from Google AdSense using Western Union last month. I am glad that I am still able to get monthly payment from Google AdSense. Still targeting to break USD 200 level in near future. Need to work hard to break it.</p>
<p style="text-align: center;"><img class="size-full wp-image-422 aligncenter" title="adsense_may" src="http://spblogger.com/wp-content/uploads/2009/06/adsense_may.png" alt="adsense_may" width="600" height="357" /><br />
The largest Google AdSense payment so far</p>
<p>The traffic for my blogs is about the same for the past few months. No special marketing plan done by me. Need to find more ways to generate more income. </p>
<p>How about you? Getting payment from Google AdSense lately?</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/06/01/the-largest-payment-from-google-adsense/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Internet income report for April 2009</title>
		<link>http://spblogger.com/2009/05/02/internet-income-report-for-april-2009/</link>
		<comments>http://spblogger.com/2009/05/02/internet-income-report-for-april-2009/#comments</comments>
		<pubDate>Sat, 02 May 2009 00:31:02 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=362</guid>
		<description><![CDATA[Time flied&#8230; It passed another month again. Time to calculate my Internet income. I was able to cash out Nuffnang earning this month. Nuffnang consist 2 months earning this round. US$ 105.06 (RM 371.81) / 2 == US$ 52.53 (RM 185.90). Nuffnang earning is getting better than usual RM 100 range. Way to go Nuffnang!
Google [...]]]></description>
			<content:encoded><![CDATA[<p>Time flied&#8230; It passed another month again. Time to calculate my Internet income. I was able to cash out Nuffnang earning this month. Nuffnang consist 2 months earning this round. US$ 105.06 (RM 371.81) / 2 == US$ 52.53 (RM 185.90). Nuffnang earning is getting better than usual RM 100 range. Way to go Nuffnang!</p>
<p>Google AdSense broke its all time high again ~ <a href="http://spblogger.com/2009/03/10/google-adsense-certified-as-best-make-money-online-tool/">the highest earning that I got for Google AdSense on January 2009</a>. Looking forward to break US$ 200 record.</p>
<p>Infolinks had a <a href="http://spblogger.com/2009/03/27/infolinks-a-better-in-text-advertising-in-town/">very good first week result</a> ~ US$ 0.73 daily average. Earning started to slowdown after the first week then. And I got US$ 0.49 daily average in the end. Infolinks earning almost double when compare to Kontera (US$ 0.26 daily average). This is a better in-text advertising that I had. Any in-text advertising company better than Infolinks?</p>
<p><strong>Internet income report for April 2009</strong></p>
<p>Google AdSense &#8211; US$ 180.27 (RM 637.92)<br />
Nuffnang &#8211; US$ 105.06 (RM 371.81)<br />
ADSDAQ &#8211; US$ 41.35 (RM 146.32)<br />
Infolinks &#8211; US$ 14.68 (RM 51.94)</p>
<p><strong>Grand Total: US$ 342.36 (RM 1207.99)</strong></p>
<p>I started to post my <a href="http://spblogger.com/2008/05/02/internet-income-report-for-april-2008/">Internet income on April last year</a>. I got US$ 90.4 (RM 280.24) only that time. And I got US$ 342.36 (RM 1207.99) after 1 year. That&#8217;s <strong>278.71% increment</strong> in my Internet income. I love it. Can you get this kind of increment when you are employed? Therefore, stop looking around for higher pay salary job. And start having your own website to generate income online!</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/05/02/internet-income-report-for-april-2009/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>Internet income report for March 2009</title>
		<link>http://spblogger.com/2009/04/03/internet-income-report-for-march-2009/</link>
		<comments>http://spblogger.com/2009/04/03/internet-income-report-for-march-2009/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 00:00:14 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[Google PageRank]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Infolinks]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=338</guid>
		<description><![CDATA[How much will be March 2009 earning? This is the question I asked myself before writing this post. Why I ask? Nuffnang did not meet the cash out limit (RM50) on March. Therefore, no Nuffnang earning will be counted for this month. However, I publish another new in-text advertising company ads ~ Infolinks. It replaced [...]]]></description>
			<content:encoded><![CDATA[<p>How much will be March 2009 earning? This is the question I asked myself before writing this post. Why I ask? Nuffnang did not meet the cash out limit (RM50) on March. Therefore, no Nuffnang earning will be counted for this month. However, I publish another new in-text advertising company ads ~ Infolinks. It replaced the poor performing Kontera. And it gets better earning than Kontera. </p>
<p><strong>Internet income report for March 2009</strong></p>
<p>Google AdSense &#8211; US$ 169.34 (RM 611.68)<br />
ADSDAQ &#8211; US$ 56.72 (RM 204.88)<br />
Infolinks &#8211; US$ 10.51 (RM 37.96)<br />
Kontera &#8211; US$ 2.58 (RM 9.31)</p>
<p><strong>Grand Total: US$ 239.15 (RM 863.83)</strong></p>
<p>Woo&#8230; The earning still better than previous month even without Nuffnang earning. Google AdSense and ADSDAQ helped to push the earning by performing better. The new comer Infolinks also helped some even started on 17 March. For those still using Kontera, you can try out Infolinks. It does better than Kontera. </p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/04/03/internet-income-report-for-march-2009/feed/</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>Google AdSense certified as best make money online tool</title>
		<link>http://spblogger.com/2009/03/10/google-adsense-certified-as-best-make-money-online-tool/</link>
		<comments>http://spblogger.com/2009/03/10/google-adsense-certified-as-best-make-money-online-tool/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 12:57:36 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[best money maker]]></category>
		<category><![CDATA[cheque]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money maker]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[Western Union]]></category>
		<category><![CDATA[Western Union payment]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=277</guid>
		<description><![CDATA[Google AdSense certified as best make money online tool by spBlogger.com. This is the second make money online tool that being certified. How does Google AdSense get the certification? Well, it needs to contribute 10 payments on time. 10 payments from Google AdSense == more than US$1,000 had been received already. Here is the 10th [...]]]></description>
			<content:encoded><![CDATA[<p>Google AdSense certified as best make money online tool by spBlogger.com. This is the second make money online tool that being certified. How does Google AdSense get the certification? Well, it needs to contribute 10 payments on time. 10 payments from Google AdSense == more than US$1,000 had been received already. Here is the 10th Google AdSense payment and it is the largest for far.</p>
<p style="text-align: center;"><img class="size-full wp-image-278 aligncenter" title="adsense_february" src="http://spblogger.com/wp-content/uploads/2009/03/adsense_february.jpg" alt="adsense_february" width="600" height="354" /><br />
10th Google AdSense payment received</p>
<p>I wish that I can break US$ 200 record soon. Then, US$ 500&#8230; Following by US$ 1,000 per month. Hmm&#8230; Maybe it will take another 1 or 2 years in order to achieve that. Wish you and I can earn more and more from Google AdSense. Oh, just in case that you still don&#8217;t have Google AdSense account. You can sign up <a href="http://www.google.com/adsense/" target="_blank">here</a>. </p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/03/10/google-adsense-certified-as-best-make-money-online-tool/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Internet income report for February 2009</title>
		<link>http://spblogger.com/2009/03/02/internet-income-report-for-february-2009/</link>
		<comments>http://spblogger.com/2009/03/02/internet-income-report-for-february-2009/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 15:03:21 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[Google PageRank]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[inLinks]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[Text Link Ads]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=267</guid>
		<description><![CDATA[February is the shortest month of the year. And the Internet income also reflex to it ~ getting smaller amount for all the income sources. ADSDAQ&#8217;s fill rate is getting lesser and lesser. Therefore, income from ADSDAQ dropped from normal range US$ 50 ~ 55 to US$ 35 only. Overall, I still manage to get [...]]]></description>
			<content:encoded><![CDATA[<p>February is the shortest month of the year. And the Internet income also reflex to it ~ getting smaller amount for all the income sources. ADSDAQ&#8217;s fill rate is getting lesser and lesser. Therefore, income from ADSDAQ dropped from normal range US$ 50 ~ 55 to US$ 35 only. Overall, I still manage to get above RM 800 due to poor Malaysia Ringgit (RM) ~ US$ 1.00 == RM 3.684.</p>
<p><strong>Internet income report for February 2009</strong></p>
<p>Google AdSense &#8211; US$ 150.16 (RM 553.18)<br />
ADSDAQ &#8211; US$ 34.92 (RM 128.64)<br />
Nuffnang &#8211; US$ 27.45 (RM 101.13)<br />
Kontera &#8211; US$ 5.52 (RM 20.33)</p>
<p><strong>Grand Total: US$ 218.05 (RM 803.28)</strong></p>
<p>By the way, I dumped Text Link Ads (inLinks). Why? I can&#8217;t seem to get it work on my blog. After emailing Text Link Ads support several times, they still can&#8217;t solve the issue. I kept getting warning letter stated that the widget is not working on my site. Oh well, what should I do? Removed it is the best way. Google will be happy to see that anyway&#8230;</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/03/02/internet-income-report-for-february-2009/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>9th Google AdSense payment received</title>
		<link>http://spblogger.com/2009/02/08/9th-google-adsense-payment-received/</link>
		<comments>http://spblogger.com/2009/02/08/9th-google-adsense-payment-received/#comments</comments>
		<pubDate>Sun, 08 Feb 2009 00:00:14 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[best money maker]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money maker]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[Western Union]]></category>
		<category><![CDATA[Western Union payment]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=253</guid>
		<description><![CDATA[Google AdSense earning is hovering around USD 120 &#8211; USD 140 lately. Thanks God that I am still getting monthly payment from Google Inc. Here you are, my 9th Google AdSense payment received using Western Union payment.

9th Google AdSense payment received
Google AdSense is getting certified as best money maker at SP Blogger soon with the [...]]]></description>
			<content:encoded><![CDATA[<p>Google AdSense earning is hovering around USD 120 &#8211; USD 140 lately. Thanks God that I am still getting monthly payment from Google Inc. Here you are, my 9th Google AdSense payment received using Western Union payment.</p>
<p style="text-align: center;"><img class="size-medium wp-image-254 aligncenter" title="adsense_january" src="http://spblogger.com/wp-content/uploads/2009/02/adsense_january.jpg" alt="" width="600" height="351" /><br />
9th Google AdSense payment received</p>
<p>Google AdSense is getting certified as best money maker at SP Blogger soon with the next payment on this month. And the coming payment will be the highest among previous payments. How is your Google AdSense lately? Better?</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/02/08/9th-google-adsense-payment-received/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Internet income report for January 2009</title>
		<link>http://spblogger.com/2009/02/03/internet-income-report-for-january-2009/</link>
		<comments>http://spblogger.com/2009/02/03/internet-income-report-for-january-2009/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 01:00:48 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[AdSense]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[Google PageRank]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[inLinks]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[PageRank]]></category>
		<category><![CDATA[Text Link Ads]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=239</guid>
		<description><![CDATA[The first month of year 2009 ~ January. Everything getting better? Google AdSense earning breaks it all time high record. Nuffnang earning is getting better than normal rate. However, ADSDAQ earning dropped due to low fill rate. And we have a new advertiser ~ Text Link Ads.
Internet income report for January 2009
Google AdSense &#8211; US$ [...]]]></description>
			<content:encoded><![CDATA[<p>The first month of year 2009 ~ January. Everything getting better? Google AdSense earning breaks it all time high record. Nuffnang earning is getting better than normal rate. However, ADSDAQ earning dropped due to low fill rate. And we have a new advertiser ~ Text Link Ads.</p>
<p><strong>Internet income report for January 2009</strong></p>
<p>Google AdSense &#8211; US$ 179.08 (RM 640.03)<br />
ADSDAQ &#8211; US$ 43.74 (RM 156.32)<br />
Nuffnang &#8211; US$ 38.30 (RM 136.89)<br />
Kontera &#8211; US$ 5.99 (RM 21.40)<br />
Text Link Ads (inLinks) &#8211; US$ 1.42 (RM 5.07)</p>
<p><strong>Grand Total: US$ 268.53 (RM 959.71)</strong></p>
<p>RM 1000 target&#8230; When can I maintain the earning above RM 1000 per month? Oh, before I forget. Google does not like Text Link Ads (inLinks). If you want your Google PageRank, don&#8217;t use Text Link Ads (inLinks). Only use it on the websites that you don&#8217;t care about Google PageRank.</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/02/03/internet-income-report-for-january-2009/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Internet income report for December 2008</title>
		<link>http://spblogger.com/2009/01/03/internet-income-report-for-december-2008/</link>
		<comments>http://spblogger.com/2009/01/03/internet-income-report-for-december-2008/#comments</comments>
		<pubDate>Sat, 03 Jan 2009 07:33:31 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[advertorial]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[CPM]]></category>
		<category><![CDATA[eCPM]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=231</guid>
		<description><![CDATA[The last month of year 2008 ~ December. How was the internet income? Most of them dropped. The poorest was Nuffnang. Nuffnang contributed RM 15.80 from Ads only. Compare to normal rate ~ RM 90 to RM 100. The rest income came from Nuffnang advertorial. Do some math, you should know how much Nuffnang advertorial [...]]]></description>
			<content:encoded><![CDATA[<p>The last month of year 2008 ~ December. How was the internet income? Most of them dropped. The poorest was Nuffnang. Nuffnang contributed RM 15.80 from Ads only. Compare to normal rate ~ RM 90 to RM 100. The rest income came from Nuffnang advertorial. Do some math, you should know how much Nuffnang advertorial bring.</p>
<p><strong>Internet income report for December 2008</strong></p>
<p>Google AdSense &#8211; US$ 127.58 (RM 436.96)<br />
Nuffnang &#8211; US$ 97.67 (RM 334.55)<br />
ADSDAQ &#8211; US$ 50.53 (RM 173.06)<br />
Kontera &#8211; US$ 5.93 (RM 20.31)</p>
<p><strong>Grand Total: US$ 281.71 (RM 964.88)</strong></p>
<p>Traffic is getting better. However, Page eCPM from Google is going lower. Same apply to Nuffnang. Luckily, ADSDAQ still performing based on page per view (CPM). Getting steady income from ADSDAQ.</p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2009/01/03/internet-income-report-for-december-2008/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Internet income report for November 2008</title>
		<link>http://spblogger.com/2008/12/01/internet-income-report-for-november-2008/</link>
		<comments>http://spblogger.com/2008/12/01/internet-income-report-for-november-2008/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 13:50:57 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=201</guid>
		<description><![CDATA[A record high for ADSDAQ earning again. Yes!!! I can get another ADSDAQ payment this month. Note &#8211; ADSDAQ cash out limit is US$ 50. Google AdSense earning back little bit. Nuffnang earning is still around the same. Poor Kontera still way far behind. 
Internet income report for November 2008
Google AdSense &#8211; US$ 135.75 (RM [...]]]></description>
			<content:encoded><![CDATA[<p>A record high for ADSDAQ earning again. Yes!!! I can get another ADSDAQ payment this month. Note &#8211; ADSDAQ cash out limit is US$ 50. Google AdSense earning back little bit. Nuffnang earning is still around the same. Poor Kontera still way far behind. </p>
<p><strong>Internet income report for November 2008</strong></p>
<p>Google AdSense &#8211; US$ 135.75 (RM 487.07)<br />
ADSDAQ &#8211; US$ 69.88 (RM 250.72)<br />
Nuffnang &#8211; US$ 28.66 (RM 102.84)<br />
Kontera &#8211; US$ 4.78  (RM 17.15)</p>
<p><strong>Grand Total: US$ 239.07 (RM 857.78)</strong></p>
<p><a href="http://jayceooi.com">JayceOoi.com</a> traffic increased last month. Therefore, ADSDAQ earning up. However, Google AdSense earning still did not improve much due to lower pay rate. As for Nuffnang, campaigns did not show up most of the time. So earning is not as high as before that can reach more than RM200 per month. </p>
<p><strong>Finally, do you know which text link ads that have better pay rate than Kontera?</strong></p>
]]></content:encoded>
			<wfw:commentRss>http://spblogger.com/2008/12/01/internet-income-report-for-november-2008/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Internet income report for October 2008</title>
		<link>http://spblogger.com/2008/11/04/internet-income-report-for-october-2008/</link>
		<comments>http://spblogger.com/2008/11/04/internet-income-report-for-october-2008/#comments</comments>
		<pubDate>Tue, 04 Nov 2008 00:00:57 +0000</pubDate>
		<dc:creator>spBlogger</dc:creator>
				<category><![CDATA[Income Report]]></category>
		<category><![CDATA[ADSDAQ]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Google AdSense]]></category>
		<category><![CDATA[Kontera]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Nuffnang]]></category>
		<category><![CDATA[online]]></category>

		<guid isPermaLink="false">http://spblogger.com/?p=167</guid>
		<description><![CDATA[Oh no&#8230; My Google AdSense earning dropped. Help!!! However, ADSDAQ earning gains a lot last month. A record high for ADSDAQ earning. Yes!!! Besides, I sold own campaigns for Text Link Ads and Picture Ads. These campaigns will run for 6 months and 1 year. Thanks to my sponsors.  
Internet income report for October [...]]]></description>
			<content:encoded><![CDATA[<p>Oh no&#8230; My Google AdSense earning dropped. Help!!! However, ADSDAQ earning gains a lot last month. A record high for ADSDAQ earning. Yes!!! Besides, I sold own campaigns for Text Link Ads and Picture Ads. These campaigns will run for 6 months and 1 year. Thanks to my sponsors.  </p>
<p><strong>Internet income report for October 2008</strong></p>
<p>Google AdSense &#8211; US$ 124.86 (RM 439.50)<br />
ADSDAQ &#8211; US$ 47.09 (RM 165.75)<br />
Nuffnang &#8211; US$ 27.41 (RM 96.50)<br />
Kontera &#8211; US$ 4.08 (RM 14.36)</p>
<p>Own Text Link Ads &#8211; US$ 90.00 (RM 316.80)<br />
Own Picture Ads &#8211; US$ 60.00 (RM 211.20)</p>
<p><strong>Grand Total: US$ 353.44 (RM 1244.11)</strong></p>
<p>Don&#8217;t ever sell text links ads if you want your Google PageRank. Google don&#8217;t allow webmaster to sell text link ads. If you love Google, don&#8217;t do it at all. Why you sell it then? My PageRank dropped before I sell it. So I don&#8217;t care anymore.</p>
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