I am a Public Bank supporter. I have its 1 saving account and 2 share trading accounts (Collaterised Trading and Share Margin Financing). Too bad that I don’t own Public Bank stock. Okay, back to the topic ~ Public Bank Online Share Trading. Most of the brokers and banks provide online share trading facility. However, not all of them are the same.
Public Bank share trading account is nominate account. There is 30% discount on brokerage rate (minimum brokerage of RM12.00) when we trade online. For contract value RM100K and below, the brokerage rate would be 0.42%. While for contract value above RM100K – the brokerage rate would be 0.21%. The brokerage rate for intraday transaction will remain the same at 0.15%. Good for short-term traders.
The bad sides… I cannot buy Initial Public Offering (IPO) with this account. There is RM5.50 service charge when receive dividend payment. You will get the payment in your PB Sharelink account directly. (No need bank in the cheque yourself)
I have Maybank Online Stock account and OSK share account (OSK188) too. How about you? Do you invest in stock market?
Yes! Google AdSense broke USD 250 level. Another historical record high of USD 251.86. I like this kind of income source ~ passive income. All you need to do is writing article on your blogs, you can schedule the posts too. No time constraint like office work from 0800 to 1730. However, not everyone can make money online. Time is needed and the correct way of doing so is the most important. You will end up with nothing if you don’t know the correct path and waste lot of energy.
Internet income report for July 2009
Google AdSense – US$ 251.86 (RM 878.61)
ADSDAQ – US$ 59.58 (RM 207.84)
Nuffnang – US$ 32.87 (RM 114.68)
Infolinks – US$ 18.96 (RM 66.14)
Grand Total: US$ 363.27 (RM 1267.27)
Only the strong will survive. Every advertising company earning is increasing. But Nuffnang earning does not match to increasing traffic. I am thinking of dumping Nuffnang from the list. And will use existing Nuffnang ad placements (top header, before comment and sidebar) for direct advertiser. These locations are good and should bring more income to me if I sell them directly. What do you think?
Go… Google AdSense go… Go… Go… Go… Yes. My Google AdSense earning finally broke USD 200 level. Historical record high of USD 236.06. Jayce Ooi’s Paradise itself contributed USD200. Follow by Pretty Girl 2u and SP Blogger. ADSDAQ also performed better than usual. Passed USD 50 cash out limit. Infolinks earning increased too.
Internet income report for June 2009
Google AdSense – US$ 236.06 (RM 823.54)
ADSDAQ – US$ 51.60 (RM 180.01)
Nuffnang – US$ 44.52 (RM 155.32)
Infolinks – US$ 15.70 (RM 54.77)
Grand Total: US$ 347.88 (RM 1213.64)
Well… Nuffnang was the only one that contributed lesser income due to less advertisement assigned to 3 of my blogs. 5xmom managed to get RM 3000 per month from Nuffnang. Why I cannot? Hmm…
How to payback PTPTN loan online? It is much easier to pay PTPTN repayment now. We can pay it online using FPX service. There is lot of Internet banking that we can select from like Maybank, Public Bank, CIMB, Bank Islam, Hong Leong Bank, RHB… The entire PTPTN repayment process takes less than 5 minutes to complete using online method. Isn’t that great? Note – RM0.50 charges incur for FPX service.
How to payback PTPTN loan using online method? No worry. Just follow the steps given at PTPTN E-FES website. It is as easy as ABC. But you need to have Internet banking account first. Then, you don’t need to go to bank to pay PTPTN loan repayment already.
Of course… The better is that we don’t need to pay it back at all. 
May 2009 was the month that I received lot of affiliates’ payments. I received payments from B&H Photo Video and HeartBeat. I joined these affiliates long time ago. And I just managed to withdraw the payments. B&H Photo Video paid in cheque. How much will I get when I clear a US cheque? I have USD 20.63 only. Which bank in Malaysia offers the lowest charges to clear US cheque? I don’t want to lose my precious money to the bank charges.
Internet income report for May 2009
Google AdSense – US$ 171.19 (RM 590.26)
Nuffnang – US$ 63.85 (RM 220.18)
ADSDAQ – US$ 42.57 (RM 146.78)
Text Link Ads – US$ 40.00 (RM 137.92)
B&H Photo Video – US$ 20.63 (RM 71.13)
HeartBeat – US$ 17.69 (RM 61.00)
Infolinks – US$ 11.47 (RM 39.54)
Grand Total: US$ 367.40 (RM 1266.81)
More and more bloggers nowadays. Some of my friends also involve in blogging actively lately. Hopefully, all of us will earn more online income. I like to earn online income as passive income because I still can earn money even without doing anything. Some bloggers manage to maintain its earning even without writing anything for months. That’s cool…
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