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Malaysia Banking Fixed Deposit Rate (FD) ~ Updated 24-05-2010

24 May

Posted by spBlogger as Finance

With the increment of BLR rate, the Fixed Deposit Rate (FD) also followed. You can get up to 3.05% for 12 months tenure from now on.

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)		 Min. Tenure
(Mths)		 Rates % (p.a.)
Tenure (Mths)		 Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 2.55 2.60 2.75 2.80 3.05 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Alliance FDGold 40 Yes 30000 12 2.90 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 2.50 2.50 2.70 2.70 3.00 No Upon maturity
Am50Plus 49 Yes 5000 6 2.75 2.75 3.05 No Monthly
InterestPlus 18 No 5000 1000 1 33.20 12.45 7.30 5.62 5.10 No Upon maturity
AmQuantum 18 No 5000 9 2.70 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 2.50 2.55 2.65 2.65 2.80 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit 21 No 5000 1000 1 2.50 2.50 2.50 2.50 3.00 No Upon maturity
CIMB Bank Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Fixed deposit 50 Yes 5000 1000 1 2.25 2.30 2.35 2.35 2.75 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.80 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 18 No 5000 500 1 2.45 2.55 2.60 2.60 2.85 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.45 2.55 2.60 2.60 2.85 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.45 2.55 2.60 2.60 2.85 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18 No 5000 500 1 2.40 2.45 2.50 2.50 2.80 No Upon maturity
Hong Leong Senior Savers Fixed Deposits 55 Yes 30000 3 2.45 2.50 2.50 2.80 No Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 No Upon maturity
HSBC Premier Flexi Time Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 Yes Monthly
PVA Flexi TMD 21 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 Yes Monthly
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18 No 5000 500 1 2.50 2.60 2.65 2.70 2.80 Yes Monthly
RHB Bank Berhad
RHB FD P.A.Y.S 18 No 10000 3 2.50 No Monthly
Ordinary FD Tier 1 18 No 5000 500 1 2.50 2.50 2.70 2.70 3.00 No Upon maturity
RHB Senior FD 50 Yes 10000 10000 12 3.00 No Monthly
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.25 2.25 2.25 2.40 2.60 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.50 2.50 2.60 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.40 2.45 2.50 2.50 2.80 No Upon maturity
Golden Saver 50 Yes 100000 100000 1 2.65 2.70 2.75 2.75 2.90 No Upon maturity

Last updated: 24/05/2010

via: Banking Info

Malaysia Hire Purchase Rate (Car Loan) ~ Updated 24-05-2010

24 May

Posted by spBlogger as Finance

Yeah… Malaysia Hire Purchase Rate (Car Loan) does not increase even with BLR rate increased lately. No need to rush on getting new car. ;)

Banking Institution Margin of Financing
(max, %)		 Financing Tenure
(max, months)		 Fixed Rate Term Charges (& p.a.) Admin Charges (RM) Late Payment Charges (% p.a.)
Minimum Rate/Range APR for Minimum Rate
Affin Bank Berhad
90 108 3.25 – 3.75 5.92 – 6.76 - 8.00
Alliance Bank Malaysia Berhad
90 108 3.25 – 3.75 6.09 – 6.76 - 8.00
AmBank (M) Berhad
0 96 – 108 3.75 6.00 - 8.00
90 84 3.50 6.00 - 8.00
Bank Muamalat Malaysia Berhad
90% 108 2.85 5.00 600 1.00
CIMB Bank Berhad
90 108 3.25 5.92 - 8.00
EON Bank Berhad
90 108 3.25 – 3.50 6.09 – 6.34 - 8.00
Hong Leong Bank Berhad
90 72 – 84 3.40 – 3.65 6.32 – 6.70 From 50 8.00
90 96 – 108 3.50 – 3.75 6.39 – 6.76 from 50 8.00
90 60 3.25 – 3.50 6.09 – 6.54 From RM50 8.00
Malayan Banking Berhad
90 108 2.70 – 4.30 5.10 - 8.00
Public Bank Berhad
90 108 3.37 to 4.06 6.23 From 45 8.00
RHB Bank Berhad
90% 108 3.50% to 3.75% 6.54% to 6.76% None 8.00
90% 108 3.25% to 3.50% 6.09% to 6.34% None 8.00


Last updated: 24/05/2010

via: Banking Info

Malaysia Banking Base Lending Rate (BLR) ~ Updated 24-05-2010

24 May

Posted by spBlogger as Finance

Let’s see what is the Malaysia Banking Base Lending Rate (BLR) after Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50% at the Monetary Policy Committee (MPC) meeting last 2 weeks…

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 18/05/2010 6.05
2 Alliance Bank Malaysia Berhad 18/05/2010 6.05
3 AmBank (M) Berhad 19/05/2010 6.05
4 Bangkok Bank Berhad 19/05/2010 6.05
5 Bank of America Malaysia Berhad 15/03/2010 5.80
6 Bank of China (Malaysia) Berhad 19/05/2010 6.05
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 19/05/2010 5.75
8 CIMB Bank Berhad 18/05/2010 6.05
9 Citibank Berhad 19/05/2010 6.05
10 Deutsche Bank (Malaysia) Berhad 21/05/2010 6.05
11 EON Bank Berhad 19/05/2010 6.05
12 Hong Leong Bank Berhad 18/05/2010 6.05
13 HSBC Bank Malaysia Berhad 18/05/2010 6.05
14 J.P. Morgan Chase Bank Berhad 15/03/2010 5.65
15 Malayan Banking Berhad 18/05/2010 6.05
16 OCBC Bank (Malaysia) Berhad 18/05/2010 6.05
17 Public Bank Berhad 18/05/2010 6.05
18 RHB Bank Berhad 19/05/2010 6.05
19 Standard Chartered Bank Malaysia Berhad 18/05/2010 6.05
20 The Bank of Nova Scotia Berhad 19/05/2010 6.05
21 The Royal Bank of Scotland Berhad 19/05/2010 5.75
22 United Overseas Bank (Malaysia) Berhad 18/05/2010 6.05

Last updated: 21/05/2010

Most of the banks raised the BLR rate to 6.05% while some to 5.75%.

via: Banking Info

Malaysia Banking Base Lending Rate (BLR) ~ Updated 15-05-2010

15 May

Posted by spBlogger as Ramblings

With the announcement of Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50% at the Monetary Policy Committee (MPC) meeting on Thursday, 13 May 2010. Malaysia Banking Base Lending Rate (BLR) is going for another hike too.

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 18/05/2010 6.05
2 Alliance Bank Malaysia Berhad 12/03/2010 5.80
3 AmBank (M) Berhad 10/03/2010 5.80
4 Bangkok Bank Berhad 11/03/2010 5.80
5 Bank of America Malaysia Berhad 15/03/2010 5.80
6 Bank of China (Malaysia) Berhad 11/03/2010 5.80
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 10/03/2010 5.50
8 CIMB Bank Berhad 09/03/2010 5.80
9 Citibank Berhad 11/03/2010 5.80
10 Deutsche Bank (Malaysia) Berhad 11/03/2010 5.80
11 EON Bank Berhad 11/03/2010 5.80
12 Hong Leong Bank Berhad 18/05/2010 6.05
13 HSBC Bank Malaysia Berhad 09/03/2010 5.80
14 J.P. Morgan Chase Bank Berhad 15/03/2010 5.65
15 Malayan Banking Berhad 09/03/2010 5.80
16 OCBC Bank (Malaysia) Berhad 11/03/2010 5.80
17 Public Bank Berhad 18/05/2010 6.05
18 RHB Bank Berhad 09/03/2010 5.80
19 Standard Chartered Bank Malaysia Berhad 18/05/2010 6.05
20 The Bank of Nova Scotia Berhad 12/03/2010 5.80
21 The Royal Bank of Scotland Berhad 11/03/2010 5.50
22 United Overseas Bank (Malaysia) Berhad 18/05/2010 6.05

Last updated: 15/05/2010

No all the banks in Malaysia updated their BLR rate yet. Will update it again when all banks provide the latest BLR rate.

via: Banking Info

Maybank cash withdrawal request online via M2U Online Stocks

26 Apr

Posted by spBlogger as Stock

Yes, I love this feature ~ Maybank cash withdrawal request online via M2U Online Stocks. If you invest stock with banking online trading like Maybank and Public Bank, you will have another current account for your online stock trading. You need to transfer money into that current account from saving account in order to buy stock. You can transfer in money easily with online banking. However, you cannot withdraw money out from that stock trading current account via online banking. You need to submit form (or fax it) in order to withdraw it out. It is a slow manual steps.

But that’s an old story for Maybank. Maybank allows us to withdraw that account money online via M2U Online Stocks now (I just notice it today, did not use Maybank Online Stock Trading for long time).

Yes, managed to get out RM201.17 that I put in 3 years ago. I got another question… When will Public Bank implement this kind of feature?


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