Malaysia Banking Fixed Deposit Rate (FD) ~ Updated 11-03-2010
10
Mar
Posted by Jayce Ooi as Ramblings
| Banking Institution |
Min. Age |
Senior Citizen Account |
Min. Deposit
(RM) |
Min. Tenure
(Mths) |
Rates % (p.a.)
Tenure (Mths) |
Partial Withdrawal |
Frequency of Interest Payment |
| 1 Mth |
>1 Mth |
1 |
3 |
6 |
9 |
12 |
| Affin Bank Berhad |
|
| Fixed Deposit |
|
No |
5000 |
500 |
1 |
2.25 |
2.30 |
2.45 |
2.50 |
2.75 |
Yes |
Upon maturity |
| Alliance Bank Malaysia Berhad |
|
| Conventional FD |
18 |
No |
5000 |
500 |
1 |
2.00 |
2.00 |
1.90 |
1.90 |
2.50 |
No |
Upon maturity |
| Alliance FDGold |
40 |
Yes |
|
30000 |
12 |
|
|
|
|
2.60 |
Yes |
Monthly |
| AmBank (M) Berhad |
|
| Conventional Fixed Deposit |
18 |
No |
5000 |
500 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.75 |
No |
Upon maturity |
| Am50Plus |
49 |
Yes |
|
5000 |
6 |
|
|
2.40 |
2.40 |
2.80 |
No |
Monthly |
| InterestPlus |
18 |
No |
5000 |
1000 |
1 |
33.20 |
12.45 |
7.30 |
5.62 |
5.10 |
No |
Upon maturity |
| AmQuantum |
18 |
No |
|
5000 |
9 |
|
|
|
2.20 |
|
No |
Quarterly |
| Bangkok Bank Berhad |
|
| Fixed Deposit Account |
18 |
No |
5000 |
|
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.75 |
Yes |
Upon maturity |
| Bank of China (Malaysia) Berhad |
|
| Fixed Deposit Account |
18 |
No |
5000 |
1000 |
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
No |
Upon maturity |
| Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad |
|
| Fixed Deposit (Tenure of up to 12 months for balances below RM1 million) |
21 |
No |
5000 |
1000 |
1 |
2.25 |
2.25 |
2.25 |
2.25 |
2.75 |
No |
Upon maturity |
| CIMB Bank Berhad |
|
| Fixed Deposit |
|
No |
5000 |
1000 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.60 |
No |
Upon maturity |
| Fixed deposit |
50 |
Yes |
5000 |
1000 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.60 |
No |
Upon maturity |
| Citibank Berhad |
|
| Time Deposit |
18 |
No |
5000 |
1000 |
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
Yes |
Upon maturity |
| Deutsche Bank (Malaysia) Berhad |
|
| Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
Yes |
Upon maturity |
| EON Bank Berhad |
|
| Normal Fixed Deposit |
18 |
No |
5000 |
500 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.60 |
No |
Upon maturity |
| V50 Fixed Deposit |
50 |
Yes |
5000 |
500 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.60 |
No |
Monthly |
| Earn Now Fixed Deposit |
18 |
No |
|
10000 |
3 |
2.25 |
2.30 |
2.35 |
2.35 |
2.60 |
No |
|
| Hong Leong Bank Berhad |
|
| Hong Leong Fixed Deposit |
18 |
No |
5000 |
500 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.75 |
No |
Upon maturity |
| Hong Leong Senior Savers Fixed Deposits |
55 |
Yes |
30000 |
|
3 |
|
2.30 |
2.35 |
2.35 |
2.75 |
No |
Upon maturity |
| HSBC Bank Malaysia Berhad |
|
| Time Deposit Tier 1 |
18 |
No |
5000 |
1000 |
1 |
2.25 |
2.25 |
2.30 |
2.35 |
2.60 |
No |
Upon maturity |
| J.P. Morgan Chase Bank Berhad |
|
| Fixed Deposit |
|
No |
5000 |
|
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
Yes |
Upon maturity |
| Malayan Banking Berhad |
|
| Flexi Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
2.25 |
2.30 |
2.35 |
2.35 |
2.75 |
Yes |
Upon maturity |
| OCBC Bank (Malaysia) Berhad |
|
| OCBC Fixed Deposit Account |
18 |
No |
5000 |
1000 |
1 |
2.25 |
2.30 |
2.30 |
2.30 |
2.60 |
Yes |
Upon maturity |
| Public Bank Berhad |
|
| Fixed Deposit Plus |
18 |
No |
5000 |
500 |
1 |
2.25 |
2.25 |
2.35 |
2.35 |
2.60 |
Yes |
Monthly |
| RHB Bank Berhad |
|
| RHB FD P.A.Y.S |
18 |
No |
|
10000 |
3 |
|
2.25 |
|
|
|
No |
Monthly |
| Ordinary FD Tier 1 |
18 |
No |
5000 |
500 |
1 |
2.25 |
2.25 |
2.25 |
2.25 |
2.60 |
No |
Upon maturity |
| RHB Senior FD |
50 |
Yes |
10000 |
10000 |
12 |
|
|
|
|
2.60 |
No |
Monthly |
| Standard Chartered Bank Malaysia Berhad |
|
| Flexi Time Deposit |
18 |
No |
5000 |
1000 |
1 |
2.25 |
2.25 |
2.25 |
2.40 |
2.60 |
Yes |
Upon maturity |
| The Bank of Nova Scotia Berhad |
|
| Fixed Deposit |
18 |
No |
5000 |
1000 |
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
No |
Monthly |
| The Royal Bank of Scotland Berhad |
|
| Fixed Deposit |
|
No |
5000 |
1000 |
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
No |
Upon maturity |
| United Overseas Bank (Malaysia) Berhad |
|
| Fixed Deposit Normal |
18 |
No |
5000 |
500 |
1 |
2.00 |
2.00 |
2.00 |
2.00 |
2.50 |
No |
Upon maturity |
| Golden Saver |
50 |
Yes |
100000 |
100000 |
1 |
2.25 |
2.25 |
2.25 |
2.25 |
2.60 |
No |
Upon maturity |
|
Last updated: 11/03/2010
via: Banking Info
The FD rates still very low and not attractive at all. I afraid the inflation rates will be higher in this year too. Poor us!
like lee said rates are very poor yet banks make lots of profit on investors money .l know of an investment managent co. that pays 12%per year yet it issues to you a 100% cash collaterisd bank guarantee so you do not inccur any risk yet you earn big. banks should think of rewarding investors.
Dear Everyone,
You may consider this:-
“LOW Risk & HIGH Return” Saving
1.5% to 2.5% per month = 18% to 30% per year
(Hottest in the market)
This is your Best Choice:-
If you are looking for Safe Saving with High Return,
If you have no idea where to save your extra money,
If you are not satisfied with the current FD rate,
If you do not know the “know-how” to do saving/ investment,
If you wish that your savings can generate income to maintain your monthly expenses,
If you are aware of Inflation,
If you are aware of Currency Depreciation.
I promise that you will not regret.
Please contact me to enquire more details:-
Email : jasmyntay@gmail.com
Tel: 012 – 288 7577
“Don’t Let Your Money Become RUSTED In The Bank!”
Best Regards,
Tay