SP Blogger

Make Money Online, Blogging Tips, SEO, Investment Guide, Financial Planning…

Sorry for the delay… I was waiting for Google AdSense to update the finalised earning and get the payment in progress date (which is today). Google deducted US$ 17.12 on finalised earning from the estimated earning. But it is still the best performing ads and also hit historical high again. ADSDAQ is another black horse that coming up very fast and also hit historical high after I did some tweaks on the AskPrice.

I actually getting lesser Google AdSense payment last month due to weak USD @ 1 USD = RM 3.147. Luckily, USD rebound to around RM 3.3080 level today. That’s around 5% increase for all the US earning.

Innity earning is falling behind. I get nothing from Innity for the last 30 days due to new Innity rule ~ All campaign dates are subject to change. Our media operations team will continuously optimize campaigns, in order to ensure the best results for the advertisers. Therefore some campaigns might become unavailable to your account.

Internet income report for April 2010

Google AdSense – US$ 370.58 (RM 1225.87)
ADSDAQ – US$ 295.99 (RM 979.13)
Infolinks – US$ 102.68 (RM 339.66)
Nuffnang – US$ 66.11 (RM 218.72)
Innity – US$ 38.15 (RM 126.22)

Grand Total: US$ 873.51 (RM 2889.60)

What the heck? Why there is xxx.xx in the earning? I received comments that this earning report encourages some of you. And I need encourage from you all too now. It is very simple to show your support. Just like my Facebook spBlogger.com Page beside. I will reveal the earning when I get more than 50 fans. Come on, show some supports. Ask your friends to support me too. ;)

Updated ~ Received 10 fans support after 1 month. Many thanks to them. I guess that I can stop publishing income report since not much people would like to see it. Anyway, I reveal the earning…

Yeah… This is what you will hear from the stock research firms. Sell… Sell… Sell… The bear is coming…


Asia stock market @ 2010-05-25

Yes. The bear is here indeed. Every stock market in the world crashed. Why? Lot of the factors but most of all ~ Greek debt crisis and bulging deficits in other euro zone countries. And increased tensions between North and South Korea also heightened market caution? Do you feel that economy around you is back to normal? People started to buy more stuffs compare to last year? Less and less jobless rate? Lot of questions needed to be answered…

For me, as long as the company fundamental is good. You can invest in that company anytime with the right price. And now is the time to buy some cheap undervalue stocks. ;)

P/S – I will wait for stock market to drop even further…

With the increment of BLR rate, the Fixed Deposit Rate (FD) also followed. You can get up to 3.05% for 12 months tenure from now on.

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)
Min. Tenure
(Mths)
Rates % (p.a.)
Tenure (Mths)
Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 2.55 2.60 2.75 2.80 3.05 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Alliance FDGold 40 Yes 30000 12 2.90 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 2.50 2.50 2.70 2.70 3.00 No Upon maturity
Am50Plus 49 Yes 5000 6 2.75 2.75 3.05 No Monthly
InterestPlus 18 No 5000 1000 1 33.20 12.45 7.30 5.62 5.10 No Upon maturity
AmQuantum 18 No 5000 9 2.70 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 2.50 2.55 2.65 2.65 2.80 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit 21 No 5000 1000 1 2.50 2.50 2.50 2.50 3.00 No Upon maturity
CIMB Bank Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Fixed deposit 50 Yes 5000 1000 1 2.25 2.30 2.35 2.35 2.75 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.80 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 18 No 5000 500 1 2.45 2.55 2.60 2.60 2.85 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.45 2.55 2.60 2.60 2.85 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.45 2.55 2.60 2.60 2.85 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18 No 5000 500 1 2.40 2.45 2.50 2.50 2.80 No Upon maturity
Hong Leong Senior Savers Fixed Deposits 55 Yes 30000 3 2.45 2.50 2.50 2.80 No Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 No Upon maturity
HSBC Premier Flexi Time Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 Yes Monthly
PVA Flexi TMD 21 No 5000 1000 1 2.40 2.50 2.50 2.50 2.70 Yes Monthly
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18 No 5000 500 1 2.50 2.60 2.65 2.70 2.80 Yes Monthly
RHB Bank Berhad
RHB FD P.A.Y.S 18 No 10000 3 2.50 No Monthly
Ordinary FD Tier 1 18 No 5000 500 1 2.50 2.50 2.70 2.70 3.00 No Upon maturity
RHB Senior FD 50 Yes 10000 10000 12 3.00 No Monthly
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.25 2.25 2.25 2.40 2.60 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.50 2.50 2.60 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.40 2.45 2.50 2.50 2.80 No Upon maturity
Golden Saver 50 Yes 100000 100000 1 2.65 2.70 2.75 2.75 2.90 No Upon maturity

Last updated: 24/05/2010

via: Banking Info

Yeah… Malaysia Hire Purchase Rate (Car Loan) does not increase even with BLR rate increased lately. No need to rush on getting new car. ;)

Banking Institution Margin of Financing
(max, %)
Financing Tenure
(max, months)
Fixed Rate Term Charges (& p.a.) Admin Charges (RM) Late Payment Charges (% p.a.)
Minimum Rate/Range APR for Minimum Rate
Affin Bank Berhad
90 108 3.25 – 3.75 5.92 – 6.76 - 8.00
Alliance Bank Malaysia Berhad
90 108 3.25 – 3.75 6.09 – 6.76 - 8.00
AmBank (M) Berhad
0 96 – 108 3.75 6.00 - 8.00
90 84 3.50 6.00 - 8.00
Bank Muamalat Malaysia Berhad
90% 108 2.85 5.00 600 1.00
CIMB Bank Berhad
90 108 3.25 5.92 - 8.00
EON Bank Berhad
90 108 3.25 – 3.50 6.09 – 6.34 - 8.00
Hong Leong Bank Berhad
90 72 – 84 3.40 – 3.65 6.32 – 6.70 From 50 8.00
90 96 – 108 3.50 – 3.75 6.39 – 6.76 from 50 8.00
90 60 3.25 – 3.50 6.09 – 6.54 From RM50 8.00
Malayan Banking Berhad
90 108 2.70 – 4.30 5.10 - 8.00
Public Bank Berhad
90 108 3.37 to 4.06 6.23 From 45 8.00
RHB Bank Berhad
90% 108 3.50% to 3.75% 6.54% to 6.76% None 8.00
90% 108 3.25% to 3.50% 6.09% to 6.34% None 8.00


Last updated: 24/05/2010

via: Banking Info

Let’s see what is the Malaysia Banking Base Lending Rate (BLR) after Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50% at the Monetary Policy Committee (MPC) meeting last 2 weeks…

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 18/05/2010 6.05
2 Alliance Bank Malaysia Berhad 18/05/2010 6.05
3 AmBank (M) Berhad 19/05/2010 6.05
4 Bangkok Bank Berhad 19/05/2010 6.05
5 Bank of America Malaysia Berhad 15/03/2010 5.80
6 Bank of China (Malaysia) Berhad 19/05/2010 6.05
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 19/05/2010 5.75
8 CIMB Bank Berhad 18/05/2010 6.05
9 Citibank Berhad 19/05/2010 6.05
10 Deutsche Bank (Malaysia) Berhad 21/05/2010 6.05
11 EON Bank Berhad 19/05/2010 6.05
12 Hong Leong Bank Berhad 18/05/2010 6.05
13 HSBC Bank Malaysia Berhad 18/05/2010 6.05
14 J.P. Morgan Chase Bank Berhad 15/03/2010 5.65
15 Malayan Banking Berhad 18/05/2010 6.05
16 OCBC Bank (Malaysia) Berhad 18/05/2010 6.05
17 Public Bank Berhad 18/05/2010 6.05
18 RHB Bank Berhad 19/05/2010 6.05
19 Standard Chartered Bank Malaysia Berhad 18/05/2010 6.05
20 The Bank of Nova Scotia Berhad 19/05/2010 6.05
21 The Royal Bank of Scotland Berhad 19/05/2010 5.75
22 United Overseas Bank (Malaysia) Berhad 18/05/2010 6.05

Last updated: 21/05/2010

Most of the banks raised the BLR rate to 6.05% while some to 5.75%.

via: Banking Info



Certified Make Money Tool



Email Updates

Enter your Email to subscribe:


Subscribe to SP Blogger feeds