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Banking Institution Margin of Financing
(max, %)
Financing Tenure
(max, months)
Fixed Rate Term Charges (& p.a.) Admin Charges (RM) Late Payment Charges (% p.a.)
Minimum Rate/Range APR for Minimum Rate
Affin Bank Berhad
90 108 3.25 – 3.75 5.92 – 6.76 - 8.00
Alliance Bank Malaysia Berhad
90 108 3.25 – 3.75 6.09 – 6.76 - 8.00
AmBank (M) Berhad
0 96 – 108 3.75 6.00 - 8.00
90 84 3.50 6.00 - 8.00
Bank Muamalat Malaysia Berhad
90% 108 2.85 5.00 600 1.00
CIMB Bank Berhad
90 108 3.25 5.92 - 8.00
EON Bank Berhad
90 108 3.25 – 3.50 6.09 – 6.34 - 8.00
Hong Leong Bank Berhad
90 72 – 84 3.40 – 3.65 6.32 – 6.70 From 50 8.00
90 96 – 108 3.50 – 3.75 6.39 – 6.76 from 50 8.00
90 60 3.25 – 3.50 6.09 – 6.54 From RM50 8.00
Malayan Banking Berhad
90 108 2.70 – 4.30 5.10 - 8.00
Public Bank Berhad
90 108 3.37 to 4.06 6.23 From 45 8.00
RHB Bank Berhad
90% 108 3.50% to 3.75% 6.54% to 6.76% None 8.00
90% 108 3.25% to 3.50% 6.09% to 6.34% None 8.00


Last updated: 15/03/2010

via: Banking Info

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)
Min. Tenure
(Mths)
Rates % (p.a.)
Tenure (Mths)
Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 2.25 2.30 2.45 2.50 2.75 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 2.00 2.00 1.90 1.90 2.50 No Upon maturity
Alliance FDGold 40 Yes 30000 12 2.60 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 2.25 2.30 2.35 2.35 2.75 No Upon maturity
Am50Plus 49 Yes 5000 6 2.40 2.40 2.80 No Monthly
InterestPlus 18 No 5000 1000 1 33.20 12.45 7.30 5.62 5.10 No Upon maturity
AmQuantum 18 No 5000 9 2.20 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 2.25 2.30 2.35 2.35 2.75 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.00 2.00 2.00 2.00 2.50 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit (Tenure of up to 12 months for balances below RM1 million) 21 No 5000 1000 1 2.25 2.25 2.25 2.25 2.75 No Upon maturity
CIMB Bank Berhad
Fixed Deposit No 5000 1000 1 2.25 2.30 2.35 2.35 2.60 No Upon maturity
Fixed deposit 50 Yes 5000 1000 1 2.25 2.30 2.35 2.35 2.60 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18 No 5000 1000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 18 No 5000 500 1 2.25 2.30 2.35 2.35 2.60 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.25 2.30 2.35 2.35 2.60 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.25 2.30 2.35 2.35 2.60 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18 No 5000 500 1 2.25 2.30 2.35 2.35 2.75 No Upon maturity
Hong Leong Senior Savers Fixed Deposits 55 Yes 30000 3 2.30 2.35 2.35 2.75 No Upon maturity
HSBC Bank Malaysia Berhad
Time Deposit Tier 1 18 No 5000 1000 1 2.25 2.25 2.30 2.35 2.60 No Upon maturity
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.00 2.00 2.00 2.00 2.50 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 2.25 2.30 2.35 2.35 2.75 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.25 2.30 2.30 2.30 2.60 Yes Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18 No 5000 500 1 2.25 2.25 2.35 2.35 2.60 Yes Monthly
RHB Bank Berhad
RHB FD P.A.Y.S 18 No 10000 3 2.25 No Monthly
Ordinary FD Tier 1 18 No 5000 500 1 2.25 2.25 2.25 2.25 2.60 No Upon maturity
RHB Senior FD 50 Yes 10000 10000 12 2.60 No Monthly
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.25 2.25 2.25 2.40 2.60 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 2.00 2.00 2.00 2.00 2.50 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.00 2.00 2.00 2.00 2.50 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.00 2.00 2.00 2.00 2.50 No Upon maturity
Golden Saver 50 Yes 100000 100000 1 2.25 2.25 2.25 2.25 2.60 No Upon maturity

Last updated: 11/03/2010

via: Banking Info

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 09/03/2010 5.75
2 Alliance Bank Malaysia Berhad 02/03/2009 5.55
3 AmBank (M) Berhad 10/03/2010 5.80
4 Bangkok Bank Berhad 11/03/2010 5.80
5 Bank of America Malaysia Berhad 01/03/2009 5.55
6 Bank of China (Malaysia) Berhad 03/03/2009 5.55
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 10/03/2010 5.50
8 CIMB Bank Berhad 09/03/2010 5.80
9 Citibank Berhad 11/03/2010 5.80
10 Deutsche Bank (Malaysia) Berhad 03/03/2009 5.55
11 EON Bank Berhad 10/03/2009 5.55
12 Hong Leong Bank Berhad 10/03/2010 5.80
13 HSBC Bank Malaysia Berhad 09/03/2010 5.80
14 J.P. Morgan Chase Bank Berhad 03/03/2009 5.25
15 Malayan Banking Berhad 09/03/2010 5.80
16 OCBC Bank (Malaysia) Berhad 01/03/2009 5.55
17 Public Bank Berhad 09/03/2010 5.80
18 RHB Bank Berhad 09/03/2010 5.80
19 Standard Chartered Bank Malaysia Berhad 10/03/2010 5.80
20 The Bank of Nova Scotia Berhad 05/03/2009 5.55
21 The Royal Bank of Scotland Berhad 27/02/2009 5.25
22 United Overseas Bank (Malaysia) Berhad 06/03/2009 5.55

Last updated: 10/03/2010

via: Banking Info

Thanks Innity for its largest payment

Yeah… I received the 3rd payment from Innity. And it is the largest Innity payment so far. Thanks to Innity Site Take Over Ad for contributing most of the revenue.

By the way, Innity changed the cash-out period for earnings to 45 days after the end of each month of accrued payments. So Innity is on-time for this December 2009 payment. I don’t even notice that the payment was already in until I checked Maybank account.

If you are not publishing Innity ads yet, then you are out already. Hurry to sign up as one of the Innity publishers. More detail at Innity publishers page. (P/S – small small fishes are not allowed. :P )

Thanks Innity for its 2nd payment

Yeah… I received 2nd payment from Innity. Once again, I am happy with Innity auto bank in cheque to Maybank service. I don’t need to go out and cash in myself.


2nd Innity cheque

But… But… But the second payment was delayed again. Based on the Innity Publisher FAQ, I should get my November payment by end of December 2009. But I only received it now. They should update the FAQ. And I think my December payment will be not reach me by end of this month too. :P


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