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Investment Banking 2008 Christmas Card

and Latest Christmas carol for 2008!!!

You’d better watch out
You’d better not cry
You’d better keep cash
I’m telling you why:
Recession is coming to town.

It’s hitting you once,
It’s hitting you twice
It doesn’t care if you’ve been careful and wise
Recession is coming to town

It’s worthless if you’ve got shares
It’s worthless if you’ve got bonds
It’s safe when you’ve got cash in hand
So keep cash for goodness sake, HEY

You’d better watch out
You’d better not cry
You’d better keep cash
I’m telling you why:
Recession is coming to town!

Finance products are confusing
Finance products are so vague
The banks make you bear the cost of risk
So keep out for goodness sake, OH

You’d better watch out
You’d better not cry
You’d better keep cash
I’m telling you why:
Recession is coming to town.

in moments like this…there will be light…and sing your heart out…

P/S - Received this from a friend. It is really funny. By the way, Merry Christmas everyone. :)

Give some to others who needed…

Don’t just take. Give some to others who needed… I encourage all of you to donate some to those needed. Thanks God that I have the ability to give. I trust God that will provide us more if we are willing to share ours with others. I am sharing mine. How about you?


Jayce donated RM1000 to Eden Handicap Service Centre

This is my second donation to Eden Handicap Service Centre. I will be giving the third one next year. Are you willing to join me?

Related Post
Jayce donated RM1000 to Eden Handicap Service Centre, how about you?

What should I write?

I am running out of idea to write at spBlogger.com. Or should I say that I am too lazy to write for spBlogger.com? I started to have theme topic for JayceOoi.com. I posted Genting Highlands ~ Chinese New Year Trip and writing guide to setup a new PC system with Free Intel Core2 Extreme quad-core processor QX9650 right now. But I don’t know what I should write on this blog.

Any idea?

Western Union rate is based on Google AdSense payment date? Yes, it is true based on my pass 3 months experience. I started withdraw Google AdSense payment by using Public Bank Western Union service since September. I withdrew 3 times in total. I even complaint that Public Bank Western Union Rate is low. I was wrong back then. Actually, Western Union rate is calculated based on Google AdSense payment date. Therefore, no matter when you withdraw it, you still get the same Western Union rate.

Okay, you want some facts? Here you are. I got my 4th Google AdSense payment on August 26, 5th on September 24 and 6th on October 23. The Western Union rates are USD1 == RM 3.3575, USD 1 == RM 3.3858 and USD 1 == RM 3.537. They are matched to Bank Negara Malaysia Interbank Foreign Exchange Market rate. Here is the history buying rate from August until October. By the way, I did not withdraw them on the same payment date. No one can I believe. It needs 3-4 days to process the Western Union payment.

Hope with this article, it will clear your mind a little bit on Western Union rate. :D

Hmm… After 1 week of joining on some postings at Lowyat Forums, how much traffic did Lowyat Forums bring? I created my own forum signatures at Lowyat Forums to attract traffic to spBlogger.com and PrettyGirl2u.com. Based on the statistics, people like pretty girls more than money. Why? PrettyGirl2u.com has more referral than spBlogger.com ~ 18 visits vs. 8 visits.


Top referral to PrettyGirl2u.com


Top referral to spBlogger.com

So how is the traffic from Lowyat Forums? Nice? You decide…

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