SP Blogger

Make Money Online, Blogging Tips, SEO, Investment Guide, Financial Planning…

Yeah… I got my 6th Innity Performance Network payment already. This time is not a cheque but direct banking transfer. The payment was done on 16 August 2010 and it was not floating like cheque clearance.


Innity June payment

I only enable CPM campaign in Innity Performance Network. And the earning depends on advertisers a lot. I will get very less income from Innity if few CPM campaigns are assigned. Why I disable CPC campaign? Image ads do not work well in CPC mode. Fewer clicks compare to CPC text link ads like Google AdSense on the same above the fold placement. Seem like Malaysian don’t like to click on image ads.

Do you click on ads?

EON Bank Berhad increased its hire purchase rate. Public Bank Berhad changed its rate. Same apply to Hong Leong Bank Berhad too.

Banking Institution Margin of Financing
(max, %)
Financing Tenure
(max, months)
Fixed Rate Term Charges (& p.a.) Admin Charges (RM) Late Payment Charges (% p.a.)
Minimum Rate/Range APR for Minimum Rate
Affin Bank Berhad
90 108 3.25 – 3.75 5.92 – 6.76 - 8.00
Alliance Bank Malaysia Berhad
90 108 3.25 – 3.75 6.09 – 6.76 - 8.00
AmBank (M) Berhad
0 96 – 108 3.75 6.00 - 8.00
90 84 3.50 6.00 - 8.00
Bank Muamalat Malaysia Berhad
90% 108 2.85 5.00 600 1.00
CIMB Bank Berhad
90 108 3.25 5.92 - 8.00
EON Bank Berhad
90 108 3.40 – 4.10 6.22 – 7.48 - 8.00
Hong Leong Bank Berhad
90 60 3.40 – 3.85 6.36 – 7.16 None 8.00
90 72 3.60 – 4.00 6.67 – 7.36 None 8.00
90 84 3.60 – 4.00 6.61 – 7.30 None 8.00
90 96 3.75 – 4.10 6.82 – 7.40 None 8.00
90 108 3.75 – 4.10 6.76 – 7.34 None 8.00
Malayan Banking Berhad
90 108 2.70 – 4.30 5.10 - 8.00
Public Bank Berhad
90 108 3.25 to 3.50 5.95 to 6.39 From 45 8.00
RHB Bank Berhad
90% 108 3.50% to 3.75% 6.54% to 6.76% None 8.00
90% 108 3.25% to 3.50% 6.09% to 6.34% None 8.00


Last updated: 15-07-2010

via: Banking Info

With the increment of BLR rate, the Fixed Deposit Rate (FD) also followed. You can get up to 3.30% for 12 months tenure from now on.

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)
Min. Tenure
(Mths)
Rates % (p.a.)
Tenure (Mths)
Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit No 5000 500 1 2.80 2.85 3.00 3.05 3.30 Yes Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18 No 5000 500 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Alliance FDGold 40 Yes 30000 12 2.90 Yes Monthly
AmBank (M) Berhad
Conventional Fixed Deposit 18 No 5000 500 1 2.75 2.75 2.90 3.00 3.10 No Upon maturity
Am50Plus 49 Yes 5000 6 2.95 3.05 3.15 No Monthly
InterestPlus 18 No 5000 1000 1 33.73 12.91 7.81 6.09 5.61 No Upon maturity
AmQuantum 18 No 5000 9 3.00 No Quarterly
Bangkok Bank Berhad
Fixed Deposit Account 18 No 5000 1 2.50 2.55 2.65 2.65 2.80 Yes Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit 21 No 5000 1000 1 2.75 2.75 2.75 2.75 3.25 No Upon maturity
CIMB Bank Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Upon maturity
Fixed deposit 50 Yes 5000 1000 1 2.25 2.30 2.35 2.35 2.75 No Upon maturity
Citibank Berhad
Time Deposit 18 No 5000 1000 1 2.65 2.75 2.80 2.80 2.90 Yes Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18 No 5000 1000 1 2.40 2.50 2.50 2.50 2.80 Yes Upon maturity
EON Bank Berhad
Normal Fixed Deposit 18 No 5000 500 1 2.60 2.70 2.75 2.75 3.00 No Upon maturity
V50 Fixed Deposit 50 Yes 5000 500 1 2.60 2.70 2.75 2.75 3.00 No Monthly
Earn Now Fixed Deposit 18 No 10000 3 2.60 2.70 2.75 2.75 3.00 No
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18 No 5000 500 1 2.65 2.65 2.70 2.70 2.85 No Upon maturity
Hong Leong Senior Savers Fixed Deposits 55 Yes 30000 3 2.65 2.70 2.70 2.85 No Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12 No 5000 1000 1 2.55 2.70 2.70 2.70 2.85 No Upon maturity
HSBC Premier Flexi Time Deposit 18 No 5000 1000 1 2.55 2.70 2.70 2.70 2.85 Yes Monthly
PVA Flexi TMD 21 No 5000 1000 1 2.55 2.70 2.70 2.70 2.85 Yes Monthly
J.P. Morgan Chase Bank Berhad
Fixed Deposit No 5000 1 2.40 2.45 2.50 2.50 2.50 Yes Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18 No 5000 1000 1 2.75 2.75 2.80 2.80 2.90 Yes Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 Yes Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18 No 5000 500 1 2.75 2.75 2.80 2.80 2.85 Yes Monthly
RHB Bank Berhad
RHB FD P.A.Y.S 18 No 10000 3 2.75 No Monthly
Ordinary FD Tier 1 18 No 5000 500 1 2.75 2.75 2.95 2.95 3.10 No Upon maturity
RHB Senior FD 50 Yes 10000 10000 12 3.10 No Monthly
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18 No 5000 1000 1 2.25 2.25 2.25 2.40 2.60 Yes Upon maturity
The Bank of Nova Scotia Berhad
Fixed Deposit 18 No 5000 1000 1 2.50 2.50 2.60 2.60 2.80 No Monthly
The Royal Bank of Scotland Berhad
Fixed Deposit No 5000 1000 1 2.50 2.50 2.50 2.50 2.60 No Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18 No 5000 500 1 2.60 2.65 2.70 2.70 2.85 No Upon maturity
Golden Saver 50 Yes 100000 100000 1 2.85 2.90 2.95 2.95 2.95 No Upon maturity

Last updated: 14/07/2010

via: Banking Info

Malaysia Banking Base Lending Rate (BLR) was raised again after Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.75% last Friday. Some of the banks already updated their BLR. Below are the latest BLR for Malaysia banks.

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 13/07/2010 6.30
2 Alliance Bank Malaysia Berhad 18/05/2010 6.05
3 AmBank (M) Berhad 19/05/2010 6.05
4 Bangkok Bank Berhad 14/07/2010 6.30
5 Bank of America Malaysia Berhad 20/05/2010 6.05
6 Bank of China (Malaysia) Berhad 19/05/2010 6.05
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 19/05/2010 5.75
8 CIMB Bank Berhad 18/05/2010 6.05
9 Citibank Berhad 13/07/2010 6.30
10 Deutsche Bank (Malaysia) Berhad 21/05/2010 6.05
11 EON Bank Berhad 19/05/2010 6.05
12 Hong Leong Bank Berhad 18/05/2010 6.05
13 HSBC Bank Malaysia Berhad 18/05/2010 6.05
14 J.P. Morgan Chase Bank Berhad 24/05/2010 5.95
15 Malayan Banking Berhad 13/07/2010 6.30
16 OCBC Bank (Malaysia) Berhad 13/07/2010 6.30
17 Public Bank Berhad 13/07/2010 6.30
18 RHB Bank Berhad 19/05/2010 6.05
19 Standard Chartered Bank Malaysia Berhad 13/07/2010 6.30
20 The Bank of Nova Scotia Berhad 14/07/2010 6.30
21 The Royal Bank of Scotland Berhad 19/05/2010 5.75
22 United Overseas Bank (Malaysia) Berhad 13/07/2010 6.30

Last updated: 12-07-2010

Most of the banks should raise the BLR rate to 6.30% from 6.05%. Sooner or later…

via: Banking Info

5th Innity cheque received

Oops… I was wrong. Innity managed to pay April cheque on time. This is the 7th 5th payment from Innity. Too bad, the last 2 payment was late and cannot be counted for SP Blogger’s Certified Make Money Tool. And I am afraid that Innity cannot make it at all with current VERY LOW earning. Other people at LowYat are complaining too


Innity April payment

It is not easy but not hard also to get certified as SP Blogger’s Certified Make Money Tool. Only 10 on time payments will make it to the list. So far Google AdSense, ADSDAQ and Nuffnang managed to get listed. Rest assures that they will bring you revenue because I am still getting good earning from them.

By the way, I will give Innity for another 1 month of trial. If 3 continued months with virtual no earning, no point to publish its ads, right? Because, it will…

Slow down website loading speed == low ranking in Google == No No


Page 1 of 612345»

Certified Make Money Tool



Email Updates

Enter your Email to subscribe:


Subscribe to SP Blogger feeds